Advertisement Upgrade to remove ads

Formulas

ROE

ROE = ROA * Equity Multiplier

ROA

ROA = Net Income / Total Assets

Equity Multiplier

Equity Multiplier = Total Assets / Equity

Net Interest Margin

Net Interest Margin = (Int. Income - Int. Expense) / Total Assets

Net Non Interest Margin

Net Non Interest Margin = (Non Int. Income - Non Int. Expense) / Total Assets

New Operations Margin

Net Operations Margin = (Total Oper. Rev - Total Oper. Expense - PLLL) / Total Assets

Earnings Per Share

EPS = Net Income / Common Equity Share Outstanding

Earnings Spread

Earnings Spread = (Total int. Income/ Total earning assets) - (total int exp/ total int. bearing liabilities)

Net Profit Margin

Net Profit Margin = net Income / total operating income

Dollar Interest Sensitive Gap

IS Gap = Interest Sens Assets - Int. Sensitive Liab.

Relative Interest Sensitive Gap

Rel. Int. Sensitive = (Dollar int. sens. GAP) / Bank Size

Please allow access to your computer’s microphone to use Voice Recording.

Having trouble? Click here for help.

We can’t access your microphone!

Click the icon above to update your browser permissions above and try again

Example:

Reload the page to try again!

Reload

Press Cmd-0 to reset your zoom

Press Ctrl-0 to reset your zoom

It looks like your browser might be zoomed in or out. Your browser needs to be zoomed to a normal size to record audio.

Please upgrade Flash or install Chrome
to use Voice Recording.

For more help, see our troubleshooting page.

Your microphone is muted

For help fixing this issue, see this FAQ.

Star this term

You can study starred terms together

NEW! Voice Recording

Create Set