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Actuary a person who computes premium rates dividends risks etc. according to probablities based on a statisical record Adverse opposing ones interest or desire advocate to speak or write in favor of agency an organization, company, or bureau that provides some service for another aggregate formed by the conjunction or collection of particulars into a whole mass or sum; total; combined animosity a feeling of strong dislike, ill will, or hostility that tends to display itself in action apportionment the determination of the number of members in the U.S. house or representatives according to the proportion of population of each state to population of US assimilated to bring into conformity with the customs, attitudes of a group/nation candid free from reservation- disguise- or subterfuge; straightforward; outspoken and sincere clashing to conflict/ disagree comprise to include or contain- to consist of; be composed of Concert agreement of two or more individuals in a design or plan concurrence accordance in opinion; agreement conflagration a destructive fire; diffusive tending to diffuse efficacy capacity for producing a desired result or effect eminence high station, rank, or repute. ensue to follow in order; to come afterwards erroneously straying from what is moral, decent, and proper expedient conducive to advantage or interest as opposed to right faction a group or clique within a larger group faculty exceptional ability or aptitude fallible liable to err, especially in being decieved or mistaken frivolous given to trifling or undue levity impartiality not partial or biased; fair- just impediment obstruction, hinderance, obstacle inducements something that motivates or persuades latent present but not visible malady any disorder or disease of the body mercantile of pertaining to merchants or trade; mischeif conduct acitivity that playfully cause petty annoyance opprobrium a cause or object of such disgrace or reproach palpable readily or plainly seen, heard, percieved; obvious; tangible partiality a special fondness, preference or liking; favorable bias or prejudice pervade to become spread throughout all parts of propensity a natural inclination or tendency reciprocal mutual; given or felt by each toward the other specious apparently good or right though lacking merit; superficially pleasing or plausible subservient useful in promoting a purpose or end subsists to exist; continue in existence suffrages the right to vote taint to infect; contanminate, corrupt or soil unwarrantable capable of being warrrented vex to irritate- provoke- annoy; to torment zeal fervor for a person; eager desire