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Many insurance companies offer a discount if the vehicle is equipped with an airbag.

true

It is always a good idea to call the police if you are involved in a crash.

true

Most insurance companies will lower your premiums if you have had a good driving record.

true

The type of insurance which pays for the replacement or repair of YOUR vehicle following a crash in which you are at fault is _____.

collision insurance

If you fail to pay your automobile insurance premium on time, the insurance company _____.

must give you 10 days notice and then may cancel your policy

Insurance that pays others for the costs of a crash that you caused is called _____.

liability insurance

Assigned risk drivers pay lower premiums for insurance than other drivers.

false

It is unlawful for an insurance company to raise your premiums if you are involved in a collision that was not your fault.

true

A $100 deductible means _____.

you must pay the first 100 towards repairs to your vehicle

A vehicle that catches on fire is covered by _____.

comprehensive insurance

Which of the following affects your insurance rates?

age of driver, driving record, and type of vehicle

Statistically, young drivers have more crashes than older, more experienced drivers and therefore their insurance premiums are higher.

true

You become an assigned risk driver when _____.

no insurance company will voluntarily insure you

The financial responsibility law can be satisfied with _____.

liability insurance

Which of the following may reduce your insurance premium?

good grades and if you drive less than 7500 miles per year

When involved in a crash, you should to get names, addresses, registration numbers and insurance information from everyone involved in the collision.

true

How much is the uninsured motorist fee?

500

Collision insurance may be required if you are financing the vehicle.

true

If your vehicle is stolen, comprehensive insurance will pay for you to replace it with a comparable vehicle.

true

The Monroney Sticker Price shows the base price, manufacturer's installed options, transportation charges and fuel economy.

true

When buying a new vehicle, you will probably get more money for your old vehicle if you trade it in rather than selling it yourself.

false

It is best to discuss a trade-in after you negotiate the best possible price for the vehicle you are purchasing.

true

A fresh coat of paint on a used vehicle indicates that the vehicle is in good condition.

false

Buying a used car involves more risks than buying a new car.

true

Green fluid coming from under the vehicle is most likely an oil leak.

false

The base price of a new car is the cost of the car without options.

true

When buying a new vehicle, you must finance it through the dealer.

false

If you are buying a used vehicle from a dealer, you should inspect it completely.

true

When buying a new car, you always have to pay the sticker price.

false

If you are planning on driving 500 miles, your vehicle gets 25 mpg and gas cost $1.50 per gallon, how much should you budget for fuel?

approximately 30 dollars

When planning a trip, you should have your vehicle serviced about _____ahead of time.

2 weeks

Since most traffic fatalities occur at night, try to avoid driving after dark.

true

The symbol on the map for an expressway is _____.

a shield

A legend on a map _____.

explains what the symbols and markings mean

When traveling on interstate highways, you can expect to travel about 100-110 miles every 2 hours.

true

Most maps _____.

classify the roads, identify rest areas, and tell which roads have a toll

When driving on a long trip, you should take breaks every _____.

2-3 hours

Car top carriers raise a vehicle's center of gravity.

true

If you are driving alone, you should plan to drive no more than _____hours per day.

8

Your circadian rhythm down time is usually between 10 am and 12 am.

false

Passenger vehicles consume about _____ percent of all petroleum used in the U.S.

31%

Battery powered vehicles produce less pollution than gas-powered vehicles.

True

Properly inflated tires help increase gas mileage.

True

It is OK to dispose of brake fluid by _____.

Taking it to a service station

It takes less gas to restart a vehicle than it does to let it idle for one minute.

True

Antifreeze is a toxic chemical.

True

Most vehicles get over 20% better gas mileage at 55 mph than at 70 mph.

True

Before taking different vehicle fluids to be recycled, it is a good idea to put them all in one container to save space

False

Items that need special disposal are _____.

Batteries

Quick acceleration can increase fuel consumption by 2 miles per gallon.

True

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