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6 Written questions

6 Multiple choice questions

  1. Waiting period
  2. Replacement cost
  3. Market value
  4. Home and contents insurance exclusions
  5. Types of car insurance:
  6. 2 examples of health insurance exclusions

6 True/False questions

  1. Cost of policy (premium), product disclosure statement, insurance policy document (terms and conditions, risks covered, exclusions)What to remember when choosing insurance

          

  2. Reduce the risk, purchase more than one policy from the same insurer, pay for insurance anuallyWhat is a claim?

          

  3. What is being insured and the risk being insured against, any exclusions, how much the insurer will pay if you make a claim, how much the policy will cost youWhat does the insurance policy set out?

          

  4. Income protection, total and permanent disability, trauma or critical, term life or death, private health, consumer credit3 examples of travel insurance exclusion

          

  5. Accidents are more likely to happen in unfamiliar places, Australian private health insurance does not usually cover you overseasWhy bother with travel insurance?

          

  6. insurer will pay you a fixed dollar amount as stated on your policyExcess

          

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