5 Written Questions

1. a company's funds that are unavailable for working capital or expansion
2. ability of a check to be easily transferred from one person to another
3. funds invested in a firm by the owners for use in conducting the business
4. central banking system that regulates the supply of money
5. an act designed to remedy previous conditions that interfered with sound and efficient banking

5 Matching Questions

1. Money
2. Asset
3. Certification
4. Return item
5. Federal Deposit Insurance Corporation

1. a acceptance of a check or draft by the drawee bank, evidenced by a stamp placed on the face of the instrument and signed by an officer or some other authorized employee of the drawee bank
2. b item of value that is owned by a bank, such as cash, security investments, outstanding loans, equipment, buildings, or property
3. c legal tender
4. d an item returned unpaid by a payor bank
5. e federal agency organized in 1933 to guarantee funds on deposit in member banks

5 Multiple Choice Questions

1. written promise to pay (such as a check, promissory note, draft, or bill of exchange) that is payable to order or to bearer and transeferred by endorsement and delivery or by delivery alone
   1. Negotiability
   2. Return item
   3. Federal Reserve Act
   4. Negotiable instrument
2. official of the U.S. government, appointed by the president and confirmed by the Senate, responsible for chartering, examining supervising, and liquidating all national banks
   1. Traveler's check
   2. Teller work values
   3. Negotiable instrument
   4. Comptroller of the Currency
3. agency established to insure funds on deposit in member savings institutions
   1. Federal Deposit Insurance Corporation
   2. Federal Reserve Act
   3. Federal Savings and Loan Insurance Corporation
   4. Federal Reserve System
4. bank where a check is drawn
   1. Drawee
   2. Drawer
   3. Money
   4. Draft
5. check drawn by a bank against funds deposited to its account in another bank
   1. Bank check
   2. Draft
   3. Bank draft
   4. Drawee

5 True/False Questions

1. Teller work values → four accepted principles that guide the bahavior of tellers

   True        False

2. Promissory note → an item returned unpaid by a payor bank

   True        False

3. Indentification → a piece of information that guarantees that its holder is truly who he or she claims to be

   True        False

4. Cash management → payment and collection services to corporate customers to speed collection of receivables, control payments, and efficiently manage cash

   True        False

5. Securities and Exchange Commission (SEC) → federal agency organized in 1933 to guarantee funds on deposit in member banks

   True        False