chapter 1 & 3
Order by
15 terms
Terms | Definitions |
|---|---|
 insurance | protection against financial loss |
| illness and preventative medicine | health insurance narrows down "undesired events " to |
| preventive medicine | Keeping a person well or detecting and treating an emerging illness in its early stages is referred to as: |
| England | the begining of modern health insurance began in 1850 in: |
| Blue Cross | Health insurance was "born" in the United States in 1929 with a plan that later became know as: |
| community rating | Blue Cross and Blue Shield plans traditionally established premiums wherein everybody in the community paid the same premium, called: |
| metamorphosis | Transformation or dramatic change |
| 1970 | HMOS were 1st recogonized in the united states |
| a fee for service plan and indemnity plan | a type of insurance that provides comprehensive, major medical benefits and allows insured indiv. to choose any provider |
| A group insurance plan | many individual employed fulltime are eligable |
| preexisting conditions | when certain illnesses or injuries exist prior to coverage |
| high risk pool | insurance company thinks an applicant presents to much risk |
| HIPPA | to get around the problem of individuals with preexisting conditions being afraid to change jobs for fear of losing healthcare coverage, congress introduced |
| the greying of america, advances in medical technology, more demand for health care | Experts belive that increasing health cost are due to |
| managed health care | Any health plan that attempts to controll or coordinate the use of health care to contain expendatures, improve quality or both, falls under the category of.... |
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