money put aside for future use
putting your money to use in order to make more money.
simplest form of saving.
Certificate of Deposit
required minimum deposit for a minimum amount of time.
amount being borrowed by the buyer
rate of interest
issued by corporation
issued by local/state government
issued by federal government
share of ownership
proof of ownership
part of profits
priority over common stocks, no voting rights
go between for buyers and sellers of securities
market place for securities
optimistic stock market
pessimistic stock market
annual dividend divided by current market value
price of one share of stock divided by the earnings per share
calculation of everything earned on an investment
profit from sale of asset
loss from sale of asset
cash value provides both savings and death benefits
series of regular payments made to a retired worker under an organized plan
amount of money that an insurance company will pay at definite intervals to a person who has previously deposited money with company.
legal document giving lender legal claim to property
land and anything attached
difference between home worth and home loan
items of personal interest to collectors.
several people invest in real estate
grain, livestock, precious metals, etc.
small group of people who invest money.
investment company that invests other peoples money
assurance that the money you have invested will be returned to you
ease with which an investment can be changed into cash without losing any of its value
rate of return
process of spreading your assets among several different types of investments to lesson risk
Six types of low risk investments
Cash, savings, money market, certificates of deposits, government bonds, retirement accounts
Four types of safety and income investments.
US treasury securities, conservative corporate bonds, state and municipal bonds, income and utility stocks
Four types of growth investments
Income and growth stocks, mutual funds, real estate, convertible bonds
Six types of high-risk investments
options, commodities, precious metals and gems, speculative stocks, junk bonds, collectibles
Rate of return
total interest earned divided by original deposit
chance of loss
ease with which an investment can be changed into cash
Formula for rate of return
Total interest earned / original deposit
Earning interest on interest
all belongings go to spouse
attorney prepared will