| Term | Definition |
| Time Horizon | an investment risk assessment that looks at how quickly you need your investment |
| Money Market | Type of savings that requires a high minimum balance and allows you to write checks |
| CD | a savings account that you must leave in for a specified term |
| Bonds | an investment in which you lend money to a government entity or corporation |
| Series I Bond | type of savings bond indexed for inflation |
| Treasury Bill | type of treasury bond with a term of up to a year |
| Shareholder | A person who owns part of a company |
| Dividend | Profits from a corporation distributed amoung investors |
| Stock Appreciation | Selling a stock for a higher price than what it was purchased for |
| Mutual Fund | an investment that spreads risk by pooling money together with other investors to invest in numerous companies |
| IRA | Individual Retirement Account |
| $4000 | Maximum amount per year you may contribute in an IRA |
| Roth IRA | Type of IRA that is tax-free when withdrawal after age 59 1/2 |
| 401K | retirement plan when employers often match a portion of every dollar you invest |
| FDIC | insures your savings accounts up to $100,000 |