An opportunity to make money
Rate of return
The return on an investor's capital. Also called Yield. Expressed in a percentage
money that is invested with an expectation of profit
The total amount of money made.
Also called profit. Calculated as the Revenue - Expenses
A plan of incoming and outgoing monies. Expense and Income.
an expense is an outflow of money to another person or group to pay for an item or service, or for a category of costs.
The difference between your total assets and total liabilities
a financial document that shows how much money (revenues) came in and how much money (expenses) was paid out
The money originally invested or loaned, on which basis interest and returns are calculated
a fixed charge for borrowing money; usually a percentage of the amount borrowed; "how much interest do you pay on your mortgage?"
interest paid on the principal alone
interest calculated on both the principal and the accrued interest
an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments
Annual Percentage Rate
Annual Percentage Yield
The rate of return received for one whole year, including the compound interest.
Certificate of Deposit
Federal Deposit Insurance Corporation
The state of a person or firm unable to repay debts
The payment of goods or services.
The evaluation of a supplier or a Bank as to the business's credit history and its capability of repaying its obligations
A card indicating that the holder has been granted a line of credit. It enables the holder to make purchases and/or withdraw cash up to a prearranged ceiling; the credit granted can be settled in full by the end of a specified period or can be settled in part, with the balance taken as extended credit
A loan secured by the collateral of some specified real estate property which obliges the borrower to make a predetermined series of payments.
Failure to pay principal or interest promptly when due
A company that controls subsidiaries through its ownership of voting stock, as well as running its own business.
a building in which each unit is owned by an individual but the grounds, structure etc is owned jointly; a unit or apartment in such a complex; the legal tenure involved; joint sovereignty over a territory
Land including all the natural resources and permanent buildings on it.
A method of retiring or liquidating a debt by making periodic and regular installment payments
a table detailing each periodic payment on an amortizing loan (typically a mortgage), as generated by an amortization calculator.
upfront payment of a portion of a purchase price, thereby reducing the balance.
the ownership interest in an investment (house, car, land etc.) or the percentage of the asset that you actually own
The process by which a home owner loses their home due to non-payment of mortgage, violating the due on sale clause, failing to keep taxes and insurance paid, or failing to maintain the home.
The percentage gain in an investment (calculation: take the amount gained and divide it by the initial investment)
Return On Investment
(ROI) the ratio of money gained or lost on an investment relative to the amount of money invested. (usually stated in percentage form)
A type of creative thinking in which one creates distinctive solutions to problems thinking "outside the box"
Rate of Return
(ROR) the ratio of money gained or lost on an investment relative to the amount of money invested. (usually stated in percentage form)
Socially responsible investing, also known as socially-conscious or ethical investing, describes an investment strategy which seeks to maximize both financial return and social good.
New York Stock Exchange
Dow Jones Industrial Average
is the removal or withholding of information from the public by a controlling group or body. Typically censorship is done by governments, religious groups, or the mass media, although other forms of censorship exist
a portmanteau of the words affluence and influenza, is a term used by critics of capitalism and consumerism.
the fact or practice of an increasing consumption of goods
the act of consuming, as by use, decay, or destruction
Non-recurring costs associated with setting up a business, such as accountant's fees, legal fees, registration charges. Also called startup expenses.
Profit & Loss statement
A list detailing the total amount of revenue and total liabilities for a set period of time. The difference between the two is either profit or loss.
a record of the financial situation of an institution on a particular date by listing its assets and the claims against those assets
Cash flow sheet
cash the company raised by selling stocks and bonds
Dividends are payments made by a corporation to its shareholder members. It is the portion of corporate profits paid out to stockholders
•A transportable article of trade or commerce that can be bartered or sold
Brent Crude Oil
A type of petroleum classification given to oil from the North Sea
US Trade Deficit
A condition that exists when the value of a nation's imports exceeds the value of its exports.
US Federal Budget Deficit
Amount by which government spending for the year exceeds government revenues.
Us National Debt
the total amount owed by the government. The sum of previous budget deficits