| Term | Definition |
| Advertising | a message to persuade consumers to purchase a particular product or service |
| Alternatives | the different choices you can make to deal with a situation |
| Attitude | a person's basic outlook on life or a specific topic of issue |
| Budget | an orderly program for spending, saving, and investing the money you earn to achieve desired goals; also called a financial plan or spending plan |
| Cancelled Check | a check that is stamped to show it has been paid |
| Check | a written order directing a bank to pay money as instructed from a particular account |
| Check Register | a record of deposits to and withdrawals from a checking account |
| Comparison Shopping | comparing products and prices in different stores before making a pruchase |
| Consumer | a person who uses goods and services |
| Credit | alows consumers to buy goods or services now and pay for them later |
| Credit Card | a card entitling the holder to goods and services which are charged to his account |
| Credit Rating | a record of whether or not a person has paid his or her bills on time in the past |
| Deposit | a payment that is a partial amount of the cost of a good or service, or to add money to an account |
| Expense | the cost of goods and services |
| Financial Plan | an orderly program for spending, saving, and investing the money you earn to achieve desired goals;also called a budget or spending plan |
| Fixed Expenses | set costs that must be paid such as rent, insurance, and car payments |
| Fraud | act of deceiving or misrepresentation |
| Identity Theft | the illegal use of someone elses personal information |
| Impulse Buying | making an unplanned or quick purchase without giving it much thought |
| Income | money received that is available to spend and save |
| Insurance | protection against financial loss |
| Interest | the price a borrower pays a creditor for the use of money over a period of time |
| Investment | savings that are used to earn income |
| Management | using resources effectively to achieve goals and solve problems |
| Occupation | a regular activity, especially a person's employment or job |
| Outstanding Check | those isued by a depositor but not yet reported on a bank statement |
| Teller | A person who recieves or pays out money at a bank |
| Warranty | a written promise by a manufacturer that a product will meet specified standards of performance |