| advertising | a message to persuade consumers to purchase a particular product or service |
| alternatives | the different choices you can make to deal with a situation |
| attitude | a persons basic outlook on life or a specific topic or issues |
| budget | an orderly program for spending, saving, and investing the money you earn to achieve desired goals; also called a financial plan or spending plan |
| cancelled check | a check that i stamped to show it has been paid |
| check | a written order directing a bank to pay money as instructed from a particular account |
| check register | a record of deposits to and withdrawals from a checking acount |
| comparison shopping | comparing products and prices in different stores before making a purchase |
| consumer | a person who uses goods and services |
| credit card | a card entitling the holder to goods and services which are charged to his account |
| credit | an arrangements that allows consumers to buy goods or services now and pay for them later |
| credit rating | a record of whether or not a person has paid his or her bills on time in the past |
| deposit | a payment that is a partial amount of the cost of a good or service, or to add money to an account |
| expense | the cost of goods and services |
| financial plan | an orderly program for spending, saving, and investing the money you earn to achieve desired goals; also called a budget or spending plan |
| fixed expenses | set costs that must be paid such as rent, insurance, and car payments |
| fraud | act of deceiving or misrepresentation |
| identity theft | the illegal use of someone elses personal information |
| impulse buying | making a unplanned or quick purchase without giving it much thought |
| income | money received that is available to spend and save |
| insurance | protection against financial loss |
| interest | the price a borrower pays a creditor for the use of money over a period of time |
| investment | savings that are used to earn income |
| management | using resources effectively to achieve goals and solve problems |
| occupation | a regular activity, expecially a persons employment or job |
| outstanding check | those checks issued by a depositor but not yet reported on a bank statement |
| teller | a person who recieves or pays out money at a bank |
| warranty | a written promise by a manufacturer that a product will meet specified standards of performance |