1.
Accidental death and dismemberent: An insurance policy provision that protects the insured if he or dhe suffers a loss of sight or loss of limbs or death by accident.
2.
Anterior: Toward the front of the body.
3.
Armed services disability: A disability occuring or aggravated while the patient is in military service.
4.
Atoms: Smallest, basic chemical units of matter.
5.
Benefit period: A period of time for which payments for Medicare inpatient benefits are available.
6.
Cavity: Hollow space containg body organs.
7.
Cell: Basic building blocks of various structures that make upa human being.
8.
Cephalic: Pertaining to the head.
9.
Civil Service Retirement System (CSRS): A program for federal employees hired before 1984.
10.
Consultative examiner (CE): a physician who is paid a fee to examine or test a person for disability under either the SSDI or SSI program.
11.
Cost of living adjustment: A disability insurance provision to increase monthly benefits.
12.
Cytology: Study of cells.
13.
Disability Determination Services (DDS): A state social security division that assesses a case for disability benefits.
14.
Disability income insurance: A form of health insurance that provides periodic payments to replace income when the insured is unable to work as a result of illness, injury, or disease not as a result of a work related accident or condition.
15.
Distal: Away from the point of attachment.
16.
Double indemnity: A feature in some life and disability insurance policies that provides for twice the face amount of the policy to bepaid if death results to the insured from accidental causes.
17.
Epigastric: Region over the stomach.
18.
Exclusions: Provisions written into an insurance contract denying coverage or limiting the scope of coverage.
19.
Federal Employees Retirement System (FERS): A program for federal employees hired after 1984 or those hired before 1984 who switched from CSRS to FERS.
20.
Horizontal: pertaing to the horizon.
21.
Hypogastric: Lower middle region below the navel.
22.
Inferior: Pertaining to below or a downward direction.
23.
Lateral: To the side, away from the middle.
24.
Long term disability insurance: A provision to pay benefits to a coverd disabled person as long as he or she remains disabled up to a specified period exceedin 2 years.
25.
Medial: Pertaining to the middle or midline.
26.
Midsagittal: Vertically divides the body as it passes through the midline forming right and left halves.
27.
Non-cancelable clause: An insurance pilocy clause that means the insurancecompany cannot increase premium rates and must renew the policy until the insured reaches the age stated in the contract.
28.
Organ: Tissue servicing a common purpose or function; brain, skin, heart.
29.
partial disability: A disability from an illness or injury that prevents an insured person from performing one or more of the functions of his or her regular job.
30.
Posterior: Towards the back.
31.
Proximal: Nearest to the point of attachment.
32.
Reconsideration: The first level of the appeal process for an individual applying for SSDI or SSI.
33.
Residual benefits: A term used in disabilty income insurance for disability that is not work related.
34.
Short term disability insurance: A provision to pay benefits to a covered disabled person as long as he or she remains disabled up to a specified period not exceeding 2 years.
35.
Social Security Administration (SSA): Administers SSDI and SSI programs for disabled people.
36.
SSDI program: A federal entitlement program for long term disabilty under Title 11 of the Socail Security Act.
37.
State Disability Insurance (SDI): Insurance that covers off the job injury or sickness and is paid for by deductions from a person's pay check.
38.
Superficial: Pertaining to the surface.
39.
Superior: Pertaining to above or upward.
40.
Supplemental benefits: Disability insurance provisions that allow benefits to the insured to increase the monthly indemnity or recieve a percentage of the policy premiums if and individual keeps a policy in force for 5 or 10 years and does not file any claims.
41.
Supplemental Security Income (SSI): A program of income support for low income aged blind and disabled people established by Title XV1 of the Social Security Act.
42.
System: A group of organs functioning together to perform specialized functions.
43.
Temporary disability: The recovery period after a work related injury during which the employee is unable to work and the condition has not stabilized.
44.
Tissue: Grouping of similar cells that together perform specialized functions.
45.
Total disability: A term that varies in meaning from one disability insurance policy to another.
46.
Umbilical: In the center, between right and left lumbar region.
47.
Veterans Affairs (VA) disability: A program for honorably discharged veterans who file a claim for a service connected disability.
48.
Voluntary disability insurance: Employees consent to be covered by a self-insured program instead of the state.
49.
Waiting period: Initial period when disabled individuals are not eligible to recieve benefits.
50.
Waiver of premium: Employee does not have to pay any premium while disabled.
