- bank reconciliation: the document created to show how the two balances (your own record of your checking account and the bank's record of your account) were brought into agreement
- bank statement: a report on the status of a bank account
- check register: seperate book, usually the same size as the checkbook, for recording account activities
- check stub: a form attached to the check by a perforated line
- commercial bank: the most common way for a bank to be organized..offer checking accounts, provide savings accounts, make loans to individual and to businesses, and offer other services.
- credit union: a user-owned, not-for-profit, cooperative financial institution
- debit card (cash card): a card used for ATM transactions. It is issued by your bank. You are using money that is in your account
- deposit slip: a form that lists all items your are depositing--currency, coins, or checks
- drawee: the bank or other institution that pays the check
- endorsement: written evidence that you received payment or that you transferred your right of receiving payment to someone else
- Federal Deposit Insurance Corporation (FDIC): the federal agency that helps to regulate banks and other financial institutions.
- Federal Reserve System (Fed): to supervise and regulate member banks and to help banks serve the public efficiently.
- outstanding checks: checksthat have not been deducted from the bank statement balance
- payee: is the person to whom the check is written
- safe-deposit box: well-guarded vaults for storage of valuables offered by banks.
- service charge: the fee a bank charges for handling a checking account
- stop payment order: a written notice that tells the bank not to pay a certain check
- substitute check: a digital reproduction of the original paper check