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19 terms

Banking lending and borrowing - english/english

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mortgage
a loan to buy a house or property
to default
to fail to pay back a loan
funds
money
variable
changes over time
fixed
stays the same over time
to co-sign
guarantee a loan for somebody
cash advance
money that you borrow using your credit card
credit rating
a measure of how well you can pay back a loan
credit evaluation
a check to see how well you can pay back a loan
credit limit
the maximum you can borrow
annual
yearly
savings account
a bank account you use to save money
current account / checking account
a bank account you use for day to day expenditure
to afford
to be able to pay
interest
the cost of borrowing money
net income
your income after you pay taxes and expenses
gross income
your income before you pay taxes
to purchase
to buy
to afford
to have enough money