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BRS PreCollege Vocab: Financial Power

Terms in this set (37)

affluent
(Many of Paris's most affluent people live near the Eiffel Tower.)
(adj) rich; prosperous
富裕的
affluence
(One sign of Beijing's affluence is the number of private cars on its roads.)
(n) wealth
富裕
asset
(His real estate assets were worth millions of dollars.)
(n) money and other valuables belonging to an individual or business 资产
antonym: deficit
audit
(The company's financial records were audited.
The audit showed that expenses were millions of dollars higher than budgeted.)
(n) a complete and careful check of a person's or business's financial records.
(v) to complete a financial check
审计
balance
(Now you can check your balance at an ATM.)
(n) amount of money you have in a bank account
账户余额
capital
(The unemployed couple could not raise enough capital to buy an apartment.)
(n) money or goods that have accumulated over time 资
deposit
(Leo recently deposited a check for 500 euros in his checking account. This deposit brought his balance up to 1500 euros.)
(v) put money into a bank account
(n) money put into a bank account 存款
depositor
(During the Great Depression, millions of depositors lost the money they had deposited in banks.)
(n) someone who puts money into a bank 储户
credit
(I have good credit because I always pay my bills on time.)
(n) money banks will lend to be paid back later; a record of how well you have paid your bills 信誉
creditor
(Greece owes its creditors millions of dollars and European banks are worried the country won't pay it back on time.)
(n) person or bank that lends money 债权人
debt
(I have paid off most of my car loan, reducing this debt to only $1,000.)
(n) money owed
债务
debtor
(In 18th century England, many debtors were put into prison.)
(n) someone who owes money
债务人
depreciate
(They say a new car begins to depreciate the moment you drive it off the lot.)
(v) to decrease in value
antonym: appreciate
贬值
depreciation
(Depreciation of computers was one of the tech company's largest expenses.)
(n) a decrease in value 贬值
enrich
(In China, economic development has recently enriched the lives of millions once living in poverty.)
(v) to make rich; to make something of greater value
丰富
antonym: impoverish
equity
(The equity in my house is now more than forty thousand dollars.)
(n) the value of property after debts are paid 产权
indigent
(Indigent people often go hungry.)
(adj) poor; needy贫困
insolvent
(I tried to get my money back, but the company had become insolvent and I was one of many who lost thousands of dollars.)
(adj) not having enough money to pay debts 资不抵债
antonym: solvent
interest
(Most banks pay interest to their depositors.)
(n) a sum paid or charged for the use of money 利润
invoice
(When I was invoiced $150 for the repair of my computer, I asked for a copy of the invoice.)
(n, v) bill
发票
prosperity
(All politicians are in favor of prosperity but they disagree about to achieve it.)
(n) wealth; success
antonym: poverty
繁荣
prosperous
(Vienna, Austria, has been voted the world's most prosperous city.)
(adj) wealthy
繁荣
prosper
(The money Donald Trump inherited from his wealthy father helped him to prosper.)
(v) thrive, make money
繁荣
swindle
(My aunt was swindled by an internet scam.)
(v) to cheat someone out of money
(n) an act of cheating someone out of money.骗取
swindler
(Swindlers often try to cheat elderly or uneducated people.)
(n) someone who cheats another out of money 骗子
extort
(The police used torture to extort a confession from her.)
(v) obtain by force or threat
勒索
extortion
(When the CEO raised the cost of a life-saving cancer drug by 5000 percent, he was accused of extortion.)
(n) getting money by force 敲诈
bankrupt
(The bankrupt company stopped all work due to lack of funds.)
(adj) unable to pay debts
破产者
bankruptcy
(He lost all his assets when he went into bankruptcy.)
(n) inability to pay debts 破产
default
(When Joe defaulted on his home loan, he lost his house and had to move in with his parents.)
(v) failure to make pay back a loan 逋欠
thrift, thriftiness
(The Swiss, famous for their thrift, have the highest savings rate in the world.)
(n) careful use of money
节俭
antonym: extravagence
thrifty
(Many thrifty people save money by buying clothing at "second hand" shops.)
(adj) careful, not wasteful
节俭的
spendthrift
(I have always been a spendthrift - shopping is just soooo much fun!)
(n, adj) one who spends money wastefully, spending wastefully 败家子
revenue
(The government gained about $12 billion in tax revenues over five years.)
(n) income
收入
inflation
(When inflation is high, household expenses also rise.)
(n) a continuous rise in the price of goods and services 通货膨胀
deflation
(Deflation is evident in the reduced price of previously expensive clothing.)
(n) a situation in which prices are declining 放气
currency
(South Africa's economic problems lowered the value of its currency, the Rand, from 12 to .08 dollars.)
(n) coins and paper bills used as money 货币
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