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Property Insurance

Protects yourself from financial loss on your property

Real Property

Attached to land, like a house, business, garage

Personal Property

Can be moved, like furniture, jewelry, and electronics

Renter's Insurance

Covers personal property in the apartment such as TV's, appliances, and furniture

Standard Fire Policy

Insurance against damage due to fire or lightning

Extended Coverage

Protects against damages from riots, car/plane crash, windstorms, hail or even vandalism

Eleven Perils

Most common causes of property damage or loss; fire, smoke, windstorms, vehicles, riots


An addition to the policy that covers specific property or damages, often used for jewelry, art, or antiques

Replacement Cost

Full cost of repairing or replacing property

Amount to Insure Home Market Value


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