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10 terms

Chapter 34

STUDY
PLAY
Property Insurance
Protects yourself from financial loss on your property
Real Property
Attached to land, like a house, business, garage
Personal Property
Can be moved, like furniture, jewelry, and electronics
Renter's Insurance
Covers personal property in the apartment such as TV's, appliances, and furniture
Standard Fire Policy
Insurance against damage due to fire or lightning
Extended Coverage
Protects against damages from riots, car/plane crash, windstorms, hail or even vandalism
Eleven Perils
Most common causes of property damage or loss; fire, smoke, windstorms, vehicles, riots
Rider
An addition to the policy that covers specific property or damages, often used for jewelry, art, or antiques
Replacement Cost
Full cost of repairing or replacing property
Amount to Insure Home Market Value
80%