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tenancy by the entirey

a type of ownership that only a husband and wife can own

debt ratio

the amount of your monthly payments compared to your monthly income.


right to use the land of another in a limited way


written instrument by which the borrower pledges real property to the lender.

tenancy in common

type of co-ownership in which a person heirs inherit that person share of property upon death


difference between the fair market value and mortgage


written instrument that transfer ownership of real property

eminent domain

right of the government to take private land, with or without the consent of the owner, for public use.

joint tenancy

type of co-ownership in which the surviving joint tenants own all te property when a co-owner dies.

zoning laws

local ordinances that regulate the use of real property in specfied areas.

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