Christmas Carol- Stave 4- Questions

Describe the last ghost
He only uses gestures and only with his hand (doesnt speak), he is covered with a black robe; phantom
Why is Scrooge's death good news for Caroline?
She and her husband owed him money so they will have the money before the account is turned over to someone else
Why are things quiet at the Cratchit house?
Tiny Tim has died recently and everyone is upset
How does Scrooge finally realize who the dead man is?
The spirit takes him to a graveyard and shows him the grave of Scrooge
What resolutions does Scrooge make?
that he has changed for the better; he was honor Chistmas no matter what; and will remember the ghosts of past, present, and future