Individuals may believe that they should be able to handle things themselves. In some cases, families discourage their loved ones from seeking help because the public acknowledgment of a psychological disorder may be seen as an embarrassment to the family. In other cases, there may be financial obstacles to getting treatment, such as lack of medical insurance that covers treatment for mental health disorders. Barriers may even arise from treatment providers or facilities themselves, including such factors as long waiting lists, lack of funding for adequate staffing, or lack of staff education about the most up-to-date treatments. Cultural and gender factors may also affect who seeks treatment and who does not. For example, one study of college students found that being male predicted negative attitudes toward seeking psychological help, suggesting that men may be less likely than women to seek psychological services (Komiya, Good, & Sherrod, 2000).