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Standard 9 test review
Terms in this set (15)
What is identity theft?
Using someone's name or personal information without permission
What is "bait and switch"?
Advertising a product at a certain price/You show and they only have a more expensive product to sell
How does a Ponzi Scheme work?
ex. Birthday club
What should you do if someone comes to your door offering a great opportunity to invest in a new company?
Let them know you are not interested
What is a con artist?
Someone who tries to trick you into illegal schemes
What should you do if you are the victim of identity theft or fraud?
Call police and file a report
What is "dumpster diving"?
Going through trash and looking for people's personal information
How can you reduce your potential of being victimized by consumer fraud?
Delete all emails with any personal information on it
What is fraud?
Someone knowingly deceives you for their own personal gain
What do the most secure internet passwords contain?
Combination of letters and numbers
What would be a poor choice in regards to becoming a fraud victim?
Enter personal information on a website before you decide to invest
What is long firm fraud?
Setting up a false company and asking others to buy stock
What is a great way to protect you from identity theft?
Shred all papers with personal information
How often can obtain a free copy of your credit report?
One time a year
What should you do if you are the victim of identity theft or fraud? (2)
The Fraud division of the three major credit bureaus
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