New York Insurance
Terms in this set (43)
Which of the following methods of providing workers compensation benefits are permitted by the state of New York?
Qualifying as a self-insurer, purchasing benefits from a private insurer & Purchasing benefits from the New York workers compensation insurance fund
Under workers compensation, claims for occupational diseases must be filled within ----after death or disability or within 2 years after the claimant knows or reasonably should have know that the disease is related to employment?
Under New York Workers Compensation an employee is not paid until he or she has been off from work for seven days. However, the benefits are retroactive after how many days?
The New York Workers Compensation program provides for an income benefit of ----of lost wages for a disabled worker.
Which of the fallowing types of employment are exempt from workers compensation in the state of New York?
Self employed individuals, domestic workers, volunteer workers
Under a workers compensation policy , if the insurance policy does not comply with New York State Law how is the claim paid?
Everything is covered as stated by New York law
This fund reimburses employers or insurers for benefits paid to injured employees who had permanent disabilities before suffering another injury. What is it?
Second Injury Fund
Which of the following benefits does social security provide?
Survivor, retirement , disability
Social security disability benefits are payable for disabilities expected to last after a waiting period of?
Not all disabilities are covered by social security benefits, to be covered a disability must be serious enough to be expected to be fatal or to last at least?
The two basic parts of the medicare program are hospital insurance and?
Supplementary Medical Insurance
Which of the following statements about supplementary medical insurance ( Part B) of the Medicare is correct?
I. There is an annual deductible
II. There is a coinsurance feature of 80%-20% of covered changes after a deductible is met.
Both I. and II.
Of all the benefits provided by Medicare what part is voluntary to be purchased in addition to benefits provided under Part A: ?
All of the following statements concerning medicare are true except ?
Participation in part A and B are both mandatory
The medical insurance benefits are provided by the Medicare program have a coinsurance requirement in addition to a deduction, the benefit recipients are responsible for co-payments equal to?
20% of covered expenses approved by Medicare
For how many days of skilled nursing facility care will Medicare pay benefits?
Which of the following statements about Medicare Part B is not correct?
It Is a compulsory program
An individual employed by a New York employer takes a business trip to Atlanta to demonstrate and train workers on new equipment at the Atlanta facility, this individual is injured during a training session, in the situation, workers compensation benefits will be paid according to the laws of?
To be compensable as interpreted interpreted by workers compensation law, an injury must meet all of the following criteria, except?
The injury must be unforeseeable
The federal and state funded program for those whose income and resources are insufficient to meet the cost of necessary medical care is?
---- is insurance provided by the commercial market to supplement federal Medicare benefits?
Medicare supplement Insurance
The part of Medicare that provides hospital services is known as ?
The only acceptable reasons for non-renewal of a Medicare supplement policy are?
I. Nonpayment of premium
II. Material misrepresentation
III. Poor health of the insured
I. and II. only
The core policy (plan A) developed by the NAIC as a standard Medicare supplement policy includes all of the following except?
The Medicare Part A deductible
Coverage that is designed to address the health problems of the elderly ( person over the age of 65 ) is know as?
Benefits payable under Medicare address the following services ?
Acute Medical Care, skilled Nursing Care, Short Term Rehabilitation
The Medicare supplement open enrollment period in New York is?
The required disclosure statement must be given to a Medicare supplement applicant?
At the time application is made
The free period for a Medicare supplement policy is?
To release an object by spreading the fingers and thumb?
The opposite of protrusion, moving a part posteriorly ?
Flexion of the entire foot, as if pressing an automobile pedal, occurs at ankle?
A motion that occurs when a part turns on its axis, the head rotates on the neck?
What is located in the posterior abdomen and are responsible for filtering urine from the blood?
What is located behind the liver and is where the hormone insulin is produced?
What is a muscular sac located under the liver, it stores and concentrates the bile produced in the liver that is not immediately needed for digestion?
what is the portion of the digestive system most responsible for breaking down food?
the stomach has 3 jobs what is one job?
To mix up the food and liquid with digestive fluids produced by stomach.
A broken bone is a?
Tearing injuries to ligaments is?
Tearing injuries to muscles is?
Persistently high arterial blood pressure is?
A condition due to lack of oxygen to the brain which may lead to reversible or irreversible