4 Written questions
3 Multiple choice questions
- Retraining or physical therapy that may be needed if an injury or illness results in the worker being unable to perform the usual duties of his or her occupation.
- When a workers' ability to perform his or her job responsibilities is totally lost, but on a temporary basis.
- When the employee's ability to work at any occupation is totally and permanently lost.
3 True/False questions
Worker's compensation → A type of insurance regulated by state laws that pays medical expenses and partial loss of wages for workers who are injured on the job or become ill as a result of job related circumstances.
Exemption → When a business organization (or individual) is not required to purchase workers' compensation insurance for its employees because of a specific classification of business type or the fact that it has a minimal number of employees. (Exemption criteria vary from state to state).
Long-term disability → When a workers' ability to perform his or her job responsibilities is totally lost, but on a temporary basis.