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4 Written questions

3 Multiple choice questions

  1. Retraining or physical therapy that may be needed if an injury or illness results in the worker being unable to perform the usual duties of his or her occupation.
  2. When a workers' ability to perform his or her job responsibilities is totally lost, but on a temporary basis.
  3. When the employee's ability to work at any occupation is totally and permanently lost.

3 True/False questions

  1. Worker's compensationA type of insurance regulated by state laws that pays medical expenses and partial loss of wages for workers who are injured on the job or become ill as a result of job related circumstances.

          

  2. ExemptionWhen a business organization (or individual) is not required to purchase workers' compensation insurance for its employees because of a specific classification of business type or the fact that it has a minimal number of employees. (Exemption criteria vary from state to state).

          

  3. Long-term disabilityWhen a workers' ability to perform his or her job responsibilities is totally lost, but on a temporary basis.