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personal finance unit 1
personal financial planning
spending, saving, and investing you money so you can have the kind of life you want as well as financial security.
things you want to accomplish
principles considered desirable
the most desirable alternative given up as the result of a decision
being in cash or easily convertible to cash
a company or agency that performs a public service
an item that is economically useful or satisfies an economic want
the branch of social science that deals with the production and distribution and consumption of goods and services and their management
frugality in the expenditure of money or resources
an amount of something available for use
federal reserve system
the nation's central banking system
the ability and desire to purchase goods and services
a general and progressive increase in prices
a person who uses goods or services
a fixed charge for borrowing money
time value of money
Money's potential to grow in value over time. The relationship between time, money, a rate of return, and earnings growth.
the major part to a financial transaction at a stock exchange
The amount of money in the future that an amount of money today will yield, given prevailing interest rates
income from capital investment paid in a series of regular payments
The amount of money today that would be needed, using prevailing interest rates, to produce a given future amount of money
a partial payment made at the time of purchase
a jointly owned commercial enterprise (usually organized by farmers or consumers) that produces and distributes goods and services and is run for the benefit of its owners
making an unplanned or quick purchase without giving it much thought
a system of putting dates on perishable and semi-perishable foods to help consumers obtain products that are fresh and wholesome
the price of an item per ounce, pound, or other accepted unit of measure
a rectangular groove made to hold two pieces together
a written assurance that some product or service will be provided or will meet certain specifications
a contract for maintenance services
something intended to deceive
the act of treating with medicines or remedies
the act of deciding as an arbiter
small claims court
civil court that people may use to settle disputes involving small amounts of money
a case brought by someone to help him or her and all others who are similarly situated
legal aid society
One of a network of community law offices that provides free or low-cost legal assistance.