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Personal Finance - Unit 5
The positive difference between the purchase price of a stock and its sale price.
Company's share profits to the shareholders based on the corporation's performance.
A business owned by one person
A business in which two or more persons combine their assets and skills
A business owned by stockholders who share in its profits but are not personally responsible for its debts
A system for buying and selling shares, or stocks, of companies
A share of ownership in a corporation.
A plan of how money will be spent and what it will be spent on.
A fixed amount of money paid to an employee for each pay period/year
An amount of money paid each hour to compensate an employee for the amount of time he/she spends working
Added compensation other than money that an employer gives his/her employees.
Inability to meet basic needs for food, clothing, and shelter.
Progressive Income Tax
A tax that takes a larger percentage of higher incomes than lower incomes
Three Influences on Income
Education, family wealth and discrimination
A certificate issued by a government or private company which promises to pay back with interest the money borrowed from the buyer of the certificate at a specified time.
A form of retirement fund that an employee to contributes directly through a deduction from their paycheck.
Individual Retirement Account
A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement (after-tax)
The cost to use someone else's money for a period of time is. It's the percentage of amount borrowed to be added to the amount loaned and paid back.
Annual percentage rate: the rate of yearly interest for your credit card with fees included
A loan to purchase a home or other real estate
A brief account of one's work experience and qualifications.
A contract to use something for a specified period of time
Fixed rate mortgage
A mortgage in which the interest rate does not change during the entire term of the loan.
Adjustable rate mortgage
A mortgage whose rate of interest is adjusted periodically to reflect market conditions.
Fair Labor Standards Act
1938 law regulating minimum wage, overtime pay, and minimum worker ages.
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