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Financial opportunity

An opportunity to make money

Rate of return

The return on an investor's capital. Also called Yield. Expressed in a percentage


money that is invested with an expectation of profit


The total amount of money made.

Net income

Also called profit. Calculated as the Revenue - Expenses


A plan of incoming and outgoing monies. Expense and Income.


an expense is an outflow of money to another person or group to pay for an item or service, or for a category of costs.

Net Worth

The difference between your total assets and total liabilities

Income Statement

a financial document that shows how much money (revenues) came in and how much money (expenses) was paid out


The money originally invested or loaned, on which basis interest and returns are calculated


a fixed charge for borrowing money; usually a percentage of the amount borrowed; "how much interest do you pay on your mortgage?"

Simple interest

interest paid on the principal alone

Compound interest

interest calculated on both the principal and the accrued interest

Credit rating

an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments


Annual Percentage Rate


Annual Percentage Yield


The rate of return received for one whole year, including the compound interest.


Certificate of Deposit


Federal Deposit Insurance Corporation


A legal determination that an individual or corporation is unable to pay debts.


Act of expending or paying out; An amount expended; an expense; an outlay

Credit Card

A plastic card issued by a bank authorizing payment for purchases. Interest is charged on the outstanding balance.


An agreement to repay a loan with interest over a certain period by the owner of a property to the mortgagee.


nonpayment: loss resulting from failure of a debt to be paid

Parent Company

A company that owns a majority interest in another company (subsidiary) and controls management and operations of that subsidiary.

divergent thinking

a type of thinking that is associated with creativity - seeing lots of solutions to a problem

Return on Investment

return on invested capital: (corporate finance) the amount, expressed as a percentage, that is earned on a company's total capital calculated by dividing the total capital into earnings before interest, taxes, or dividends are paid

Percentage Gain

loss or profit on an investment, expressed in a percent


the reduction of the value of an asset by prorating its cost over a period of years

Amortization Schedule

a table detailing each periodic payment on an amortizing loan (typically a mortgage), as generated by an amortization calculator.

Down Payment

a partial payment made at the time of purchase; the balance to be paid later


the part of a house that you own, what you have paid for


the proceeding, by a creditor, to regain property or other collateral following a default on mortgage payments


a building in which each unit is owned by an individual but the grounds

Real Estate

real property: property consisting of houses and land

Ethical Investment

describes an investment strategy which seeks to maximize both financial return and social good


always trying to keep up with the next guy material wise


the act of consuming


burning through resources because of consumption

Start-up expenses

when starting a new business, the expenses to start

Profit & Loss statement

statement that shows profit or loss

Balance sheet

assets, liabilities and equity as of a specific date

Cash flow sheet

shows where all the money is going, entering and leaving


that part of the earnings of a corporation that is distributed to its shareholders


anything that can be traded (gold, wheat, stocks, etc0

brent crude oil

is the biggest of the many major classifications of oil consisting of Brent Crude

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