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Terms in this set (34)
An opportunity to make money
Rate of return
The return on an investor's capital. Also called Yield. Expressed in a percentage
money that is invested with an expectation of profit
The total amount of money made.
Also called profit. Calculated as the Revenue - Expenses
A plan of incoming and outgoing monies. Expense and Income.
an expense is an outflow of money to another person or group to pay for an item or service, or for a category of costs.
The difference between your total assets and total liabilities
a financial document that shows how much money (revenues) came in and how much money (expenses) was paid out
The money originally invested or loaned, on which basis interest and returns are calculated
a fix cgarge for borrowing money;usually a percentage of the amount borrowed; "how much interest do you pay on your mortgage?"
interest paid on the principal alone
interest calculated on both the principal and the accured interest
an estimate, based on previous dealings, of a person's or an organizations ability to fulfill their financial commitments
the percentage return actually earned over time on a bond investment and is figured by dividing the annual interest by the price paid
financial failure caused by an inability to pay one's debts
Money paid for goods and services
a plastic card used to make purchases now and pay later
a loan taken out to pay for a house
fail to pay up
A company that controls or owns another company or companies.
a stock is a portion of the ownership of a corporation.a share in the corporation gives the owner of the stock a stake in the company and its profits
one who owns shares of stock in a corporation , mutal fund, or limited ownership.
certificate representing one unit of ownership in a corporation, mutal fund, or limited partnership.
ability to think along many alternative paths to generate many different solutions to a problem
return on investment(roi)
the amount earned as a result of that investment
percentage you have earned a year
The gradual elimination of a liability, such as a mortgage, in regular payments over a specified period of time. Such payments must be sufficient to cover both principal and interest
The schedule of payments for paying off a loan. An amortization schedule breaks down the payments into interest and principal, which is helpful because with an amortized loan these the amounts vary with each payment. Typically, an amortization schedule will also include additional information such as the amount of interest and principal paid, as well as the remaining principal balance. Amortization schedules are most frequently used with mortgages.
The part of the purchase price paid in cash up front, reducing the amount of the loan or mortgage.
Ownership interest in a corporation or in a house in the form of common stock or preferred stock.
The legal process by which an owner's right to a property is terminated, usually due to default. Typically involves a forced sale of the property at public auction, with the proceeds being applied to the mortgage debt.
A piece of land, including the air above it and the ground below it, and any buildings or structures on it. Real estate can include business and/or residential properties, and are generally sold either by a relator or directly by the individual who owns the property (for sale by owner). In most situations in the United States, real estate is a legal designation, and is subject to legislation.also called realty.
form of property ownership in which each owner holds title to his/her individual unit, plus a fractional interest in the common areas of the multi-unit project. Each owner pays taxes on his/her property, and is free to sell or lease it.
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