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28 terms

week8

STUDY
PLAY
dermis
The skin layer that contains numerous blood vessels, nerves, and glands is the:
aspiration
withdrawing fluid from a cyst with a syringe example of:
inflammation of the skin
The term dermatitis means:
melanoma
Which of the following is a highly metastic, pagmented neoplasm of the skin:
electrolysis
Which of the following methods can be used to destroy a hair follicle:
federal and state compensation laws
The statutes for workers compenation laws fall under:
to ensure a promt return to work of any injured or ill imployess and to provide income to the injured or ill worker, and to encourage maximum employer interest in safety
The reason for workers' compensation laws is:
occupational illness
An abnoraml condition caused by exposure to environmental faactors associated with employment is termed:
domestic employees, babysitters, and gardeners
In mant states, workers' compensation laws have exemptions for certain occpations, such as:
medical care, disability income, death benefits
workers' compensation benefits include:
work hardening
An individualized program of therapy using simulated or real work task to build strength and improve the workers endurance toward a full day's work is known as:
occupational safety and health administration
OSHA stands for:
separate financial and health records must be used
Which is the correct procedure for keeping an industrial patient's financial and health records when the same physicians is also seeing the patient as a private patient:
physician and insurance company
In a workers compensation case, the contract and financial responsibility exists between the:
private insurance companies, employer-sponsored plans, government-funded programs
Disability income insurance is available from:
dismemberment benefits
A policy that offers an insured person protection when loss of sight or loss of limbs occurs is called:
exclusion
Provision written into the insurance contract denying coverage or limiting the scope of coverage are called:
antiperspirants
Agent that acts aganist perspiration__________.
lipoma
Benign, fatty tumor______________.
incision
Wound produced by a sharp instrument_________.
IME
A physician hired by the insurace company or appointed by the referee or appeals board to examine an injured worker and render an unbiased opinion regarding the degree of disability is refered to as a/an___________.
waiting period
For a disability income insurace case, the time period from the beginiging of disability to receiving the first payment of benefits is called a/an_____.
double indemnity
In a life insurance policy, a feature that provides for twice the face amount of the policy to be paid if death results from accidental causes is called:
waiver
In an insurance contract, a/an _________ of premiums means that while disabled the employee does not have to pay any premiums because they are paid by the policy.
four
If a clamant does not agree with the determination of disability, a _______ level appeal process is available.
minors, maritime workers, federal employees
Name the three types of state workers compensation disability claims.
medical, temporary, death, permanent, rehab
Name five types of workers' compensations benefits
school districts, churches, railroad, nonprofit, domestic
Who are the five types of workers not covered by state disability