A policy that offers an insured person protection when loss of sight or loss of limbs occurs is called:
Provision written into the insurance contract denying coverage or limiting the scope of coverage are called:
Agent that acts aganist perspiration__________.
Benign, fatty tumor______________.
Wound produced by a sharp instrument_________.
A physician hired by the insurace company or appointed by the referee or appeals board to examine an injured worker and render an unbiased opinion regarding the degree of disability is refered to as a/an___________.
For a disability income insurace case, the time period from the beginiging of disability to receiving the first payment of benefits is called a/an_____.
In a life insurance policy, a feature that provides for twice the face amount of the policy to be paid if death results from accidental causes is called:
In an insurance contract, a/an _________ of premiums means that while disabled the employee does not have to pay any premiums because they are paid by the policy.
If a clamant does not agree with the determination of disability, a _______ level appeal process is available.
minors, maritime workers, federal employees
Name the three types of state workers compensation disability claims.
medical, temporary, death, permanent, rehab
Name five types of workers' compensations benefits
school districts, churches, railroad, nonprofit, domestic
Who are the five types of workers not covered by state disability