Mark have you ever heard of the hour power philosophy before? It's the old union principle that states you always need to set aside at least one hour of your wages per week to protect your family and their future. Mark, I see a lot of families and I don't know if you're like most of them, but most people waste a lot of their money on things they don't even need. People are not setting aside what they need to for their family and their future. So what hour power says, is that each union member should set aside their first hour of their wages each week, for their permanent benefits. The reason they only do one hour, is because that never changes their lifestyle. Do you agree? Because Mark, when you work one less hour a week, you don't know the difference in pay, do you? You're just going to spend it on something you don't even need anyways. So Mark, moving forward, and if you qualify, 39 hours a week you can go ahead and spend on whatever, but that one hour will go towards your family and your permanent benefits. Does that make sense?