John, who had a life insurance policy with a death benefit, died on August 31st, after a long bout with cancer. He had been hospitalized for a month before his death. His wife contacted the insurance company to file her claim for the death benefit on September 5th, after John's burial, and after she had time to collect her emotions to deal with her personal loss. The insurance agent filed the papers to process the claim with his supervisor, and the death benefit was settled on October 30th. Were any laws violated in this scenario?
a. No, the agent filed the paperwork within 30 days of the claim.
b. Yes, the claim was not settled within 30 days of the claim.
c. No, there are suspicions around the death of John.
d. Yes, the claim was not settled within 15 days of the claim.