Coverage is provided for trees, shrubs, plants, or lawns on the residence premises for the following perils: fire or lightning, explosion, riot or civil commotion, aircraft, vehicles not owned or operated by a resident of the residence premises, vandalism or malicious mischief, and theft. Coverage is NOT provided for any other peril, including windstorm or hail.
The limit of insurance is up to 5% of the Coverage A limit of liability and applies to all trees, shrubs, plants, or lawns. The most paid for loss to any one tree, shrub, or plant is $500. This limit is additional insurance.
No coverage is provided for property grown for "business" purposes.
1st EditionCarl A. Woloszyk, Grady Kimbrell, Lois Schneider Farese 10th EditionEugene F. Brigham, Joel Houston 6th EditionMcGraw-Hill Education 6th EditionMcGraw-Hill Education