An insurance producer is BEST defined as someone who

sells, solicits, or negotiates insurance contracts for compensation on be behalf of a client
sells, solicits, or negotiates insurance contracts for compensation on behalf of an insurer
offers to examine any policy (for a fee) for the purpose of giving advice or recommendations
Investigates insurance claims to determine the extent of the insurer's liability

sells, solicits, or negotiates insurance contracts for compensation on behalf of an insurer