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allows the user to work in multiple areas of a large spreadsheet and focus the view on specific cell ranges
a spreadsheet is converted into a graphic image when placed in a target document and does not change to reflect edits made at the source
used in higher-level operations, such as in conditional and comparison equations to compute interest rates, due dates and payment terms, and financial projections.
used to compare a cell value to an array of cells and return a value that matches the location of the value in the array.
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