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risk related to property liability and one's own personal well being
loss of income or life due to illness, disability, old age, or unemployment
losses to property caused by perils, such as fire, theft, and hazards
harm or injury to other people or their property because of your actions
planned protection provided by sharing economic losses
businesses that provide planned protection
a person whose interests are protected by an insurance policy
written contract of insurance
periodic amount of money the insured pays for insurance
policyholder's request for payment for a loss covered by an insurance policy
amount policyholder must pay before the insurance company pays the claim
sharing of expenses by policyholder and the insurance company (80/20)
flat fee paid by the patient in the office to receive medical care
possibility of incurring a finanical loss
individual, family or business assumes the total risk of economic loss
licensed person who sells insurance