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Module 10: Chapter 1 & 2
Terms in this set (20)
The United States has the least _________________and most __________________ health care system in the industrialized world.
In 2009, what percentage of people in the United States believed that the U.S. health care system was working well?
Which of the following statements is true regarding why health care is not considered a typical consumer item?
Health care is regarded as a basic human right.
Private health care insurance requires two transactions--payment from the individual to an insurance (health) plan and a payment from the:
Insurance plan to the provider
The principal source of health care coverage in the U.S. is:
Employment-based private insurance
In contrast to the consumer-driven development of health insurance in European nations, health insurance coverage in the U.S. was started by health care providers seeking a steady source of:
The federal government does not treat employment-based private health insurance as taxable income to the employee; thus the federal government is subsidizing employer-based health insurance as each premium dollar results in a reduction of taxes collected.
A health insurance company that sets its premiums higher for chronically ill persons than those for healthy individuals is using what type of rating?
A health insurance company that sets its premiums the same for all members of a group is using what type of rating?
The Patient Protection and Affordable Care Act limits insurers' use of experience ratings in setting premiums to:
SELECT ALL THAT APPLY.
In 2012, Medicare paid for ___________ of the average beneficiary's health care expenses.
Which of the following statements is true regarding public health insurance in the U.S.?
Medicare covers the elderly while Medicaid covers the poor.
Medicare Part A
Medicare Part B
Medicare Part C
Medicare Part D
What is the reason that the federal and state governments attempt to limit payments from Medicare and Medicaid to physicians, hospitals, and managed care plans?
Control rising costs
Your text makes the point that different methods of financing health care place different burdens on the varied income levels in the U.S. For example, a payment is classified as _____________________ if it takes a lower percentage of income as income increases. (A man making $100,000 has an out-of-pocket cost of $1,000 or 1% of his income, for his son who has an emergency appendectomy. A woman making $20,000 per year has an out-of-pocket cost of $1,000 for 5% of her income, for her daughter who has an emergency appendectomy.)
Each of the four modes of paying for health care developed independently without relationship to the deficiencies in the other modes.
According to the authors of your policy textbook, the U.S. health care system is financed in a manner that is:
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