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Terms in this set (26)
Coverage for medical payments under a Personal Auto Policy applies to expenses following a covered accident that are incurred and services rendered within what time period?
What are the two types of compensatory damages?
special and general
Which of the following coverages is included NN unendorsed homeowners policy?
Medical payments to others
Which of the following losses would be covered under the property damage liability coverage of a personal auto policy?
The insured damages a rented garage when he failed to stop in time.
If a company turns you down for automobile insurance, how many days do you have to file to have the action reviewed by the director of insurance?
Which method of loss valuation is contrary to the basic concept of indemnity?
And insured's house is damaged by a fire ant is uninhabitable. As a result, the insured has to rent an apartment until repairs are made. A dwelling insurance policy will pay for the expenses of renting the apartment. Which type of bride or special form coverage does the insured have?
Coverage E (additional Living expenses)
Assuming the insurer and the insured agree on the amount payable for a loss covered under a dwelling policy, how soon after receiving the proof of loss must the insurer pay the claim?
Which of the following would not be covered under a homeowners policy?
Collection value at $500 lost in a fire
The bank Repsie provision found in the personal auto policy states that bankruptcy of the insured?
Will not relieve the insure of its policy obligation
Additional coverage in the liability section of a homeowners policy cover all of the following except?
Third-party property for which the insured is legally liable
All of the following are other coverage is included in both the bride and special form dwelling policy except?
Theft of personal property
In the event of an insureds insolvency, The South Carolina life and health association will?
The policies of the insolvent insurance through other companies
If a consumer request additional information concerning an investigative consumer report, how long does the insurer or reporting agency have to comply?
Which of the following statements is incorrect with regards to the surplus lines insurance?
Policies Written by a surplus line insured typically contains standard coverage and forms
While an insured was towing a utility trailer with his auto, the trailer came loose and ran into a store front. What part of the insured's auto policy would pay for the damage to the store?
Property damage liability
Which of the following best describes the amount of loss Assessment coverage included under a homeowners policy liability coverage section?
Up to $1,000 per occurrence
Which of the following is covered by the H0-2 and H0-3?
Sudden and accidental rupture of heating systems
Homeowner policies provide coverage for?
This property well on the residence premises
According to the loss payment condition in H0 policies, losses must be paid within how many days of the insurer receiving proof of loss?
The following is not true concerning the fair rental value coverage provided in a dwelling policy?
Expenses caused by the cancellation of a lease is covered
How much is covered for debris removal under The H0 property additional coverage
All Reasonable cost
The following our marketing arrangements used by insurance except?
Which policy condition in H0 policies states that insurance apply separately to each insured?
Sever ability of insurance
The other insurance provision that limits Ability of the insurer to a portion of the laws no greater than the amount the insured fair to all the insurance covering the property is called?
Pro rata liability
Federal Fair Credit Reporting Act (FCRA)
Regulates Sumer reports
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