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Chapter 15 L&H
Terms in this set (12)
If you are charged with a violation of Alabama state insurance law, which of the following is/are true?
All of the answers listed
Which is true regarding long-term care incontestability?
All of the answers listed
A life insurance policy is incontestable, except for nonpayment of premiums, after it has been in force during the lifetime of the insured for ________ from its date of issue.
The federal Americans with disabilities act applies to employers with more than:
The difference between a customer and a consumer under the Gramm-Leach-Bailey act is:
A customer has an ongoing relationship with the insurer, a consumer does not
An individual long-term care insurance policy may not be terminated for no payment of premium unless the insurer has given notice to the insured and any designated person at least _______ days before the effective date of the termination.
When a producer/ agent misleads a person when comparing policies in ordered to induce the client to lapse, forfeit, surrender, exchange or convert an existing policy, the producer/agent is engaging in an unfair trade practice known as:
Rebating occurs when a producer:
Gives a prospect a discount or kickback in order to induce a sale
When a replacement is involved, an agent must present the applicant with a notice regarding replacement of life insurance no later than:
At the time of taking the application
Non-financial regulatory activities are known as:
How large must a group plan be for the requirement to include maternity benefits on the same basis as nonmaternity benefits to apply?
If an insurance company terminates one of its agency appointments in the state, which of the following applies?
All the answers listed
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