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Licensing Test - Chapter 8

Terms in this set (13)

2. Loan denial for multiple families living in one residence is a Fed Fair Housing law violation?
False - Not a federally protected class
2. Loan denial for a rock band living in one residence is a Fed Fair Housing law violation?
False - Not a federally protected class
3. A non-profit church that rents property to non-members with an additional surcharge is violating Fed Fair Housing laws?
False
3. A non-profit church that rents property to non-members with an additional surcharge is violating Truth in Renting laws?
False
4. Civil Rights Commission may force a seller (who violates regulations) to sell the property to the complainant?
True
4. Civil Rights Commission may force a seller (who violates regulations) to $500 per violation to the complainant?
True
6. It is blockbusting to offer lower commission rates to sell in a neighborhood that is having an influx of minorities?
False - If there is no mention of race
15. It is against Fed Fair Housing laws to deny a loan to the member of a minority group.
False - They cant be denied based on minority status, but may be denied if financially ineligible
15. Fed Fair Housing laws exempt a private single family home owner who sells without the use of an agent.
True
16. It is discrimination for a religious group to refuse to rent rooms in a retirement home to others of a different religion if its membership is based on race/color/etc.
True
16. It is discrimination for a religious group to refuse to rent rooms in a retirement home to others of a different religion if the home is operated for commercial (profit) purposes.
True - not discrimination if it non-profit
17. It is legal to approve a loan to a person who intends to rent the property to only members of a minority group.
False
17. It is legal to refuse a loan to a member of a minority group based on financial considerations.
True
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