Unit 2: Fair Housing Enforcement and Violations

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The first statute affecting equal housing opportunity largely interpreted to prohibit racial discrimination
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Terms in this set (15)
Exemptions to the Fair Housing Act- Owner-occupied buildings with no more than four units - Single-family housing sold or rented without the use of a broker - Housing operated by organizations - Housing operated by organizationsWhen state and federal laws conflict, as they sometimes do in fair housing/human rights, the more restrictive law ____________.prevailsRedliningA process by which banks draw lines on a map and refuse to lend money to purchase or improve property within the boundaries. When redlining was common practice, property owners in predominantly white neighborhoods would—if enough minorities moved into the area—find their property values plummeting as soon as their neighborhood got a red line on the map. Thus, a fundamentally racist practice caused vicious cycles of owners moving out of areas that minorities were moving into (aka blockbusting) and avoiding already-redlined areas.BlockbustingA process by which real estate agents convince white property owners to sell their houses at low prices because of fear that persons of color will soon move into the neighborhoodSteeringChanneling prospective buyers or tenants to particular neighborhoods based upon their race, religion, national origin, or ancestry.