Unit 2: Fair Housing Enforcement and Violations

Term
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The first statute affecting equal housing opportunity largely interpreted to prohibit racial discrimination
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Terms in this set (15)
The first statute affecting equal housing opportunity largely interpreted to prohibit racial discrimination
Civil Rights Act of 1866
In 1962, President John F. Kennedy signed __________________, which essentially ended segregation in federally funded housing.
Executive Order No. 11063
The _________________________ prohibited discrimination based on race, color, national origin, and religion in programs receiving federal financial assistance. This act set the stage for the Fair Housing Act.
Civil Rights Act of 1964
Prohibits discrimination based on race, religion, color, and national origin in the sale or rental of residential real estate
Fair Housing Act of 196
A federal department that addresses housing needs, homelessness, and discrimination in housing
U.S. Department of Housing and Urban Development (HUD)
The _______________________________ amended the Fair Housing Act of 1968 to add sex to the list of protected classes. In the years leading up to this time, women endured sexual harassment and discrimination by landlords and sellers that made it difficult for them when obtaining housing.
Housing and Community Development Act of 1974
backed up the Housing and Community Development Act by requiring lenders to give businesses and consumers equal access to credit.
Equal Credit Opportunity Act of 1974 (ECOA)
Added familial status and disability to the protected classes list
Fair Housing Amendments Act of 1988
prohibits discrimination based on disability in programs, services, and activities provided or made available by public entities.
Americans with Disabilities Act of 1990
States that communities and facilities that meet certain criteria for providing housing to older persons are legally exempt from the familial status discrimination
Housing for Older Persons Act of 1995
Exemptions to the Fair Housing Act- Owner-occupied buildings with no more than four units - Single-family housing sold or rented without the use of a broker - Housing operated by organizations - Housing operated by organizationsWhen state and federal laws conflict, as they sometimes do in fair housing/human rights, the more restrictive law ____________.prevailsRedliningA process by which banks draw lines on a map and refuse to lend money to purchase or improve property within the boundaries. When redlining was common practice, property owners in predominantly white neighborhoods would—if enough minorities moved into the area—find their property values plummeting as soon as their neighborhood got a red line on the map. Thus, a fundamentally racist practice caused vicious cycles of owners moving out of areas that minorities were moving into (aka blockbusting) and avoiding already-redlined areas.BlockbustingA process by which real estate agents convince white property owners to sell their houses at low prices because of fear that persons of color will soon move into the neighborhoodSteeringChanneling prospective buyers or tenants to particular neighborhoods based upon their race, religion, national origin, or ancestry.