an insured submitted a notice of claim to the insurer, but never received claims forms. He later submits proof of loss and explains the nature and extend of loss in a hand-written letter to the insurer. Which is true.
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the time limit of certain defenses provision prohibits insurers from denying a claim due to misrepresentation, as long as the policy has been in force for at least2 yearsa health insurance policy that pays a lump sum if the insured suffers a heart attack or stroke is known ascritical illnessin a group health policy, a probationary period is intended for people whojoin the group after the effective date.according to agency law, the producer always represents theinsurance companywhen rating small employer group, small employer carriers may use all the following afters exceptgenderwhat is the max a producer may be fined for violating a cease and desist order$500