Like this study set? Create a free account to save it.

Sign up for an account

Already have a Quizlet account? .

Create an account

The term dermatitis means

inflammation of the skin

A highly metastatic, pigmented neoplasm of the skin


Method that can be use to destroy a hair follicle


The term axillary means

pertaining to the armpit

Benign, fatty tumor


• Wound produced by a sharp instrument


Minors are not covered by workers' compensation (T/F)


It is believed that the longer the injured person remains out of work, the better the chance of recovery and return to the workplace (T/F)


Authorization to treat a patient with an industrial injury may be obtained over the telephone (t/f)


The statutes for workers' compensation laws fall under

federal and state compensation laws

The reason for workers' compensation laws is

to ensure a prompt return and provide income to injured or ill worker, and encourage maximum employer interest in safety (all of the above)

An abnormal condition caused by exposure to environmental factors associated with employment is termed an

occupational illness

In many states, workers' compensation laws have exemptions for certain occupations, such as

domestic employees, babysitters, and gardeners

Workers' compensation benefits include

medical care, disability income, death benefits (all of the above)

An individualized program of therapy using stimulated or real work tasks to build strength and improve the worker's endurance toward a full day's work is known as

work hardening

OSHA stands for

Occupational Safety and Health Administration

A physician hired by the insurance company or appointed by the referee or appeals board to examine an injured worker and render an unbiased opinion regarding the degree of disability is referred to as an


Which type of employees fall under federal worker's compensation statues?

-miners -maritime workers -federal employees

Name the three types of state workers' compensation disability claims

-nondisability -temporary -permanent

Name the five types of workers' compensation benefits

-medical -temporary -permanent -death -rehabilitation

Disability income insurance provides benefits for work-related disability


The definition of total disability varies from policy to policy because there is no standard definition


For people trying to qualify for SSDI or SSI, determination is made by the physician


Disability income insurance is available from

private insurance companies, employer-sponsored plans, and government-funded (all of the above)

A policy that offers an insured person protection when loss of sight of limb(s) occurs is called

dismemberment benefit

Provisions written into the insurance contract denying coverage or limiting the scope of coverage are called


For a disability income insurance case, the time period from the beginning of disability to receiving the first payment of benefits is called a

waiting period

In a life insurance policy, a feature that provides for twice the face amount of the policy to be paid if death results from accidental causes is called

double indemnity

If a claimant does not agree with the determination of disability, a _______ level appeal process is available


Who are the eight types of workers not covered by state disability

-school district -community college -churches -state
-federal -interstate -nonprofit -domestic

Please allow access to your computer’s microphone to use Voice Recording.

Having trouble? Click here for help.

We can’t access your microphone!

Click the icon above to update your browser permissions and try again


Reload the page to try again!


Press Cmd-0 to reset your zoom

Press Ctrl-0 to reset your zoom

It looks like your browser might be zoomed in or out. Your browser needs to be zoomed to a normal size to record audio.

Please upgrade Flash or install Chrome
to use Voice Recording.

For more help, see our troubleshooting page.

Your microphone is muted

For help fixing this issue, see this FAQ.

Star this term

You can study starred terms together

Voice Recording