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Terms in this set (57)
We become ______ the older we are because of life experiences
a status with no clearly defined purpose or rules of behavior
stereotyping and discrimination based on age
A key factor influencing the experience of old age in all societies
Social Class is affected by _____, _______, _______, and _______
occupation, income, property, education
Whites make up roughly _____ of the U.S. population over age 65 according to 2008 Census data
Ethnic minorities are an _______ and _______ proportion
increasingly larger, growing
larges minority group among the aged, comprising 8.3% of Americans over age 65
tend to experience more functional impairment but are less likely to be admitted to nursing homes
compose of 7% of the older population and their numbers are growing rapidly
In all parts of the world, _____ make up the majority of the older population
Physical signs of aging bring more severe consequences for ______ than for _____.
faced by older people who are simultaneously members of two (or more) disadvantaged groups
The ______ rate is higher for older people than for any other adult group
refers to available money, or its equivalent in purchasing power
refers to all economic assets of value, regardless of whether they produce cash
social security, private pensions, individual savings and other assets
Life-cycle model of savings
predicts that as baby boomers reach later life, they will begin to put more money into savings when retirement looms on the horizon
Aging Interest Groups
during the Great Depression, older Americans banded together to advocate for their own interests while government was expanding social welfare programs
The most prominent age-based movement today
The Feminization of Poverty
the greater likelihood of poverty among women in old age
Older people tend to have ______ wealth than younger people and ____ incomes compared to other adults in the United States
Income tends to increase after retirement because of the increasing value of home equity as a proportion of assets. T/F
an age specific group such as older adults or children under age 18
a historical cohort consisting of a group of people born in the same year or in a certain period
Issues that underlie generation equity
questions about the allocation of resources between older adults and children, concerns about large government deficits, controversies over rationing health care resources, and questions about the fairness of how Social Security is financed
Over the past 30 years, there has been a large _______ reduction in the poverty rates among the older adults in the United States
Supplemental Security Income (SSI)
a cash benefit program for the older poor, blind, and disabled
only available if your income and assets fall below a designated range
International comparison shows that U.S. poverty rates among children are _______ than every other industrial nation in the world
The high poverty rate may be caused by ...
family structure, unemployment, and/or declining wages
Some people blame the declining well-being of children on ________
the voting power of older adults
The aged poor get only _____ of the benefits from tax breaks
analyzes how government tax and spending policies affect different cohorts
the entire older population, people above a certain age, elders in minority ethnic groups, older women, etc.
people in the 60s and 70s who are healthy and active
a term used by sociologists to describe what is often known as "social class"
lower SES over the life course tends to produce this, which is perpetuated in old age
an approach that combines elements of both means testing and taxation
The Older Americans Act (OAA)
directs the aging network to target its services to "individuals with the greatest economic or social needs, with particular attention to low-income minority individuals"
The support ratio, or dependency ratio, refers to ...
a numerical measure of the number of persons in the labor force compared to the number of persons not in the labor force
Peterson projects that by the 2030s, _______ percent of the adult population of the nation's industrialized countries will have approached the eligibility age for publicity financed retirement.
"New victim blaming" described by Minkler
we must cut public resources to older adults to help younger people and avert conflict between generations
Thurow argues that means-tested benefits for older adults would be opposed by young and old alike. T/F
the public retirement pension system administered by the federal government
Social Security retirement benefits average around $_______ a year for a single individual
a person earning $20,000 a year and a person earning $106,000 a year both pay the same 6.2% rate
the proportion of wages replaced by social security at the point of retirement
There is a debate over whether Social Security is:
a welfare program designed to prevent impoverish in old age, or an annuity program that entitles everyone who pays into it to receive proportional benefits
To be eligible for Social Security benefits, a person must:
be age 65, have worked for 10 years in a job where social security taxes were deducted
Privatization: Increase the level of funding
move from a pay-as-you-go system to a funded system that involves increase in national savings
Married women are entitles to ____% of their husband's social security benefits, and a higher amount if the husband dies
Almost _____ of older people who live in poverty are women
What happens to the surplus payroll taxes generated by Social Security?
the surplus money is used to buy U.S. Treasury notes
To address the effect of earnings inequality on Social Security, Diamond and Orszag purpose what?
to raise maximum taxable earnings base, and to reduce benefits for relatively high wage earners
Social Security was never intended to be the sole source of income for people in retirement. T/F
The Social Security Act of 1935 was a response to the Great Depression at a time when only 5% of the U.S. population was over age 65. T/F
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