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Road Rules Review Quiz 3
Terms in this set (10)
Insurance companies are required to inform the Department of Highway Safety and Motor Vehicles (DHSMV) if you:
Acquired insurance coverage, renew insurance coverage, or fail to renew insurance coverage.
According to Florida's No-Fault Law, proper insurance coverage must be maintained:
During your motor vehicles registration period.
Florida law requires vehicles with four (4) or more wheels to carry insurance and the insurance limit(s) are:
$10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL).
What insurance laws apply to the State of Florida:
No-Fault law and Zero Tolerance.
Compliance is necessary with Florida's No-Fault law if:
Owners and operators of motor vehicles with four or more wheels that have been in the State of Florida for at least 90 days.
If a police officer pulls you over, he or she will ask for your drivers license and:
Proof of insurance coverage.
The Florida Financial Responsibility Law states that:
Owners and operators of motor vehicles are required to have additional insurance coverage if they have been responsible for damages and/or injuries during a motor vehicle crash.
If a driver received a citation for a DUI which results in a revocation of their drivers license, the Financial Responsibility Law requires:
Additional insurance coverage for Bodily Injury Liability (BIL) and Property Damage Liability (PDL).
Florida's No-Fault Law requires owners of motor vehicles must cover the below minimum Personal Injury Liability (PIL) insurance coverage:
$10,000 of Personal Injury Protection (PIP).
Compliance is necessary with Florida's Financial Responsibility Law if:
A crash where you are at fault and injuries have occurred, a suspension for too many points against your driver's license has occurred, and a citation for DUI, which results in a revocation of your driver's license.
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