There is a famous collection of movies about a trio of kids who are in the same "year" at school. You may have heard of them, but just in case you haven't, they are the Harry Potter films. Of the three characters, Hermione is very level-headed, dislikes breaking the rules, and always tries to act responsibly. Ronald, on the other hand, tends to be a bit of a slacker, is irresponsible, and is often more interested in having fun than he is taking care of his obligations. According to Bernice Neugarten, Ronald's chronological age appears to be ______________ Hermione's. Fred is on a popular TV game show where you can win $1,000,000. He is currently at $16,000 and is
not totally certain if he knows the answer to the $32,000 question. His decision could be influenced
if the host says "You can take the $16,000 and go home, and that's a lot of money," or "$32,000 is
way more money than $16,000." There is a tendency for the contestants to do whatever the host
suggests, and Fred will probably be no different. This is the effect of..?