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ANNUAL PREMIUMS FOR A TYPICAL HOMEOWNER’S POLICY\begin{array}{c} \small \textbf{ANNUAL PREMIUMS FOR A TYPICAL HOMEOWNER'S POLICY} \end{array}

Amount of InsuranceBrick/Masonry VeneerWood FrameCoverageFire Protection ClassFire Protection Class\begin{array}{c c c} \small \text{Amount of Insurance} \hspace{25pt}& \small \text{Brick/Masonry Veneer} \hspace{70pt}& \small \text{Wood Frame}\hspace{150pt}\\ \small \text{Coverage}\hspace{25pt} & \small \text{Fire Protection Class} \hspace{70pt}& \small \text{Fire Protection Class}\hspace{150pt}\\ \end{array}

167891011167891011$   40,000$  128$  131$  173$  182$  208$  137$  141$  182$  191$  21945,000    133    137    173    182    208   144    147    191    200    22950,000    137    141    185    195    223    146    150    195    204    23460,000    147    151    199    210    241    158    162    210    221    25270,000    164    166    219    230    264    173    178    230    242    27780,000    185    191    252    264    303    198    204    264    279    31990,000    206    212    281    295    339    222    228    295    310    357100,000    229    236    313    328    377    246    253    328    345    396120,000    272    280    372    391    449    293    301    391    411    472150,000    353    362    481    505    581    379    389    505    532    611200,000    474    487    647    680    782    509    523    680    716    823250,000    567    580    739    785    898    600    614    785    835    956300,000    676    693    882    937  1072    716    733    937    996  1141400,000    785    804  1024  1087  1244    831    850  1087  1157  1325500,000  1007  1031  1313  1394  1595  1065  1091  1394  1484  1699\begin{array}{|r| c c c c c| c c c c c c c|}\hline & 1-6 & 7-8 & 9 & 10 & 11 & 1-6 & 7-8 & 9 & 10 & 11 \\ \hline \$ ~~~40,000 & \$~~128 & \$~~131 & \$~~173 & \$~~182 & \$~~208 & \$~~137 & \$~~ 141 & \$~~ 182 & \$~~191 & \$~~219\\ 45,000 & ~~~~133 & ~~~~137 & ~~~~173 & ~~~~182 & ~~~~208 & ~~~144 & ~~~~147 & ~~~~191 & ~~~~200 & ~~~~229\\ 50,000 & ~~~~137 & ~~~~141 & ~~~~185 & ~~~~195 & ~~~~223 & ~~~~146 & ~~~~150 & ~~~~195 & ~~~~204 & ~~~~234 \\ 60,000 & ~~~~147 & ~~~~151 & ~~~~199 & ~~~~210 & ~~~~241 & ~~~~158 & ~~~~162 & ~~~~210 & ~~~~221 & ~~~~252\\ 70,000 & ~~~~164 & ~~~~166 & ~~~~219 & ~~~~230 & ~~~~264 & ~~~~173 & ~~~~178 & ~~~~230 & ~~~~242 & ~~~~277 \\ 80,000 & ~~~~185 & ~~~~191 & ~~~~252 & ~~~~264 & ~~~~303 & ~~~~198 & ~~~~204 & ~~~~264 & ~~~~279 & ~~~~319\\ 90,000 & ~~~~206 & ~~~~212 & ~~~~281 & ~~~~295 & ~~~~339 & ~~~~222 & ~~~~228 & ~~~~295 & ~~~~310 & ~~~~357 \\ 100,000 & ~~~~229 & ~~~~236 & ~~~~313 & ~~~~328 & ~~~~377 & ~~~~246 & ~~~~253 & ~~~~328 & ~~~~345 & ~~~~396\\ 120,000 & ~~~~272 & ~~~~280 & ~~~~372 & ~~~~391 & ~~~~449 & ~~~~293 & ~~~~301 & ~~~~391 & ~~~~411 & ~~~~472 \\ 150,000 & ~~~~353 & ~~~~362 & ~~~~481 & ~~~~505 & ~~~~581 & ~~~~379 & ~~~~389 & ~~~~505 & ~~~~532 & ~~~~611\\ 200,000 & ~~~~474 & ~~~~487 & ~~~~647 & ~~~~680 & ~~~~782 & ~~~~509 & ~~~~523 & ~~~~680 & ~~~~716 & ~~~~823 \\ 250,000 & ~~~~567 & ~~~~580 & ~~~~739 & ~~~~785 & ~~~~898 & ~~~~600 & ~~~~614 & ~~~~785 & ~~~~835 & ~~~~956 \\ 300,000 & ~~~~676 & ~~~~693 & ~~~~882 & ~~~~937 & ~~1072 & ~~~~716 & ~~~~733 & ~~~~937 & ~~~~996 & ~~1141\\ 400,000 & ~~~~785 & ~~~~804 & ~~1024 & ~~1087 & ~~1244 & ~~~~831 & ~~~~850 & ~~1087 & ~~1157 & ~~1325\\ 500,000 & ~~1007 & ~~1031 & ~~1313 & ~~1394 & ~~1595 & ~~1065 & ~~1091 & ~~1394 & ~~1484 & ~~1699\\ \hline \end{array}

Use the table to find the annual premium.

Kuen Yee Ngs’s brick home. $80,000 homeowner’s policy. Fire protection class 11. What is the annual premium?

Question

Credit Report:$50Loan origination fee:2.4% of loanAbstract of title:$215Attorney fees:$200Property tax:$122.50\begin{array}{|l r|}\hline \text{Credit Report:} & \$50\\ \text{Loan origination fee:} & 2.4\% \text{ of loan}\\ \text{Abstract of title:} & \$215\\ \text{Attorney fees:} & \$200\\ \text{Property tax:} & \$122.50 \\ \hline \end{array}

The McLaughlins were granted a $75,000 mortgage loan. At the time of the closing, they paid the closing cost shown. What is the total of the closing costs?

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