Go to www.federalreserve.gov and select the "Banking Information & Regulation" tab. Then click on the links "Banking Data" and "Large Commercial Banks." Once there, select the most recent quarterly data release. a. Which of the following banks has the most consolidated assets? b. Which of the following banks has the most domestic assets? c. What percentage of US GDP are the bank's domestic assets listed in part b? (Hint: You can find U.S. GDP at http://research.stlouisfed.org/fred2/ series/GDP?cid=106 using the links "Gross Domestic Product (GDP)" and then "Current-dollar and 'real' GDP.")

In the given figure showing the Case-Shiller U.S. Home Price Index from 2000 to 2010, did housing prices peak before or after the financial crisis in the United States? Explain your answer.

Which of the following is not an example of a deleveraging vicious cycle? Explain. a. Your university decides to sell several commercial buildings in the heart of town to fund campus improvements. b. Because other asset prices on its balance sheet have fallen below a critical level, forcing creditors to call in their loans to the company due to provisions written into the original loan contract, a company decides to sell its large and valuable art collection. c. In order to voluntarily pay off some of its debt, a company decides to issue more stock. d. A shadow bank must sell its holdings of corporate bonds because falling asset prices have led to a default on the terms of its loans with some creditors.

Match the skin structures in column B with their function listed in column A.
Column A$\hspace{5cm}$ Column B
(1) protection from ultraviolet radiation $\hspace{1cm}$(a) dendritic cells
(2) insulation, energy storage$\hspace{2.5cm}$(b) dermal vascular plexuses
(3) waterproofing and prevention of water loss$\hspace{0.5cm}$ (c) papillary layer of the dermis
(4) temperature regulation$\hspace{3cm}$ (d) hypodermis
(5) initiation of an immune response to invading bacteria $\hspace{0.4cm}$(e) melanocytes
(6) excretion of water, urea, and salts$\hspace{2cm}$(f) stratum corneum
(7) help in bonding the epithelium to the dermis$\hspace{2cm}$(g) eccrine sweat glands
$\hspace{7cm}$(h) reticular layer of the dermis

A least-squares regression line was used to model the relationship between putting average (on greens hit in regulation) and scoring average for golfers on the 2009 PGA tour. The corresponding residual plot is shown below.

a) Based on the residual plot, is a linear model appropriate for this association? Explain.

b) The point highlighted in red is for the golfer David Duval. Estimate his residual from the graph and interpret its value.

c) If you were to predict the scoring average for a golfer with a putting average of $1.86$, would you expect your prediction to be too low, too high, or just about right? Explain.

Target Corporation provides the following footnote relating to its retirement plans in its 2017 10-K report: Defined Contribution Plans Team members who meet eligibility requirements can participate in a defined contribution 401(k) plan by investing up to 80 percent of their eligible earnings. as limited by statute or regulation. We match 100 percent of each team member's contribution up to 5 percent of eligible earnings.

Company match contributions are made to funds designated by the participant, none of which are based on Target common stock. Benefits expense related to these matching contributions was $219 million,$197 million, and $224 million in 2017, 2016, and 2015, respectively.

c. How is Target's obligation to its retirement plan reported on its balance sheet?

If you have trouble sleeping, you are in good company: About 50 million American adults suffer from sleep deprivation. Some causes, such as drinking caffeine in the evening, are avoidable. Certain medical conditions, such as asthma and depression, can interfere with sleep-and so can some medications. Sleep deprivation is something you should take seriously. It can leave you without the energy or physical strength to meet the day's demands. You may find it harder to think clearly, to solve problems, or to remember things, too. Irritability, moodiness, and anxiety often can be traced to a lack of sleep

The passage explains that sleep deprivation may result in-

A. moodiness and an inability to solve problems.

B. asthma and emotional irritability.

C. weight loss and anxiety.

D. anxiety and an increased need for medication.

A widget manufacturer determines that if she manufactures x thousands of widgets per month and sells the widgets for y dollars each, then her monthly profit (in thousands of dollars) will be $P=x y-\frac{1}{27} x^{2} y^{3}-x$. If her factory is capable of producing at most 3,000 widgets per month, and government regulation s prevent her from charging more than $2 per widget, how many should she manufacture, and how much should she charge for each, to maximize her monthly profit?

Recognizing Bias Study the following statements and decide which ones show evidence of emotional bias and which ones show an attempt to be objective. Explain your choices. a. "The real human tragedy is the upward striving of downtrodden men, the groping for light among people bom in darkness...." (W.E.B. DuBois on Reconstruction) b. "If the question was, Is Andrew Johnson a fit person for President? I should answer, no; but it is not a party question, nor upon Andrew Johnson's deeds and acts, except so far as they are made to appear in the record, that I am to decide." (Senator Lyman Trumbell on Johnson's impeachment)

Most of the following selections were taken from letters-to-the-editor columns of news papers and magazines. Identify any fallacies that may be committed, giving a brief explanation for your answer. Then, if a fallacy is identified, discuss the possible factors that led the arguer to commit the fallacy. A parent would never give a ten-year-old the car keys, fix him or her a martini, or let him or her wander at night through a dangerous part of town. The same holds true of the Internet. Watch what children access, but leave the Net alone. Regulation is no substitute for responsibility.

Genes produce molecules called mRNA that then produce proteins. High levels of protein can inhibit the production of mRNA, resulting in a feedback that regulates gene expression. Using m and p to denote the amounts of mRNA and protein in a cell $\left(\times 10^{2} \text { copies } / \mathrm{cell}\right),$ a simple model of gene regulation is

$$\begin{array}{l} {d m / d t=1-p-m} \\ {d p / d t=m-p} \end{array}$$

Construct the phase plane, including the nullclines.

A student breaks a thermometer and spills most of the mercury $(\mathrm{Hg})$ onto the floor of a laboratory that measures $15.2 \mathrm{~m}$ long, $6.6 \mathrm{~m}$ wide, and $2.4 \mathrm{~m}$ high.

(a) Calculate the mass of mercury vapor (in grams) in the room at $20^{\circ} \mathrm{C}$. The vapor pressure of mercury at $20^{\circ} \mathrm{C}$ is $1.7 \times 10^{-6}$ atm.

(b) Does the concentration of mercury vapor exceed the air quality regulation of $0.050 \mathrm{mg} \mathrm{Hg} / \mathrm{m}^3$ of air?

(c) One way to deal with small quantities of spilled mercury is to spray sulfur powder over the metal. Suggest a physical and a chemical reason for this action.

Modulation of Acetyl-CoA Carboxylase Acetyl-CoA carboxylase is the principal regulation point in the biosynthesis of fatty acids. Some of the properties of the enzyme are described below.
(a) Addition of citrate or isocitrate raises the $V_{\max }$ of the enzyme as much as 10 -fold. (b) The enzyme exists in two interconvertible forms that differ markedly in their activities:

$$\text { Protomer (Inactive) } \rightleftharpoons \text { filamentouspolymer (active) }$$

Citrate and isocitrate bind preferentially to the filamentous form, and palmitoyl-CoA binds preferentially to the protomer.
Explain how these properties are consistent with the regulatory role of acetyl-CoA carboxylase in the biosynthesis of fatty acids.

The table shows regulation distances between hurdles in woman's and men's races. In both the women's and men's events, the race consists of a straight track with 10 equally spaced hurdles.

$$\begin{matrix} \text{Event} & \text{Distance of Race} & \text{Distance from Start to First Hurdle} & \text{Distance Between Hurdles} & \text{Distance from last Hurdle to Finish}\\ \text{Women's} & \text{100 m} & \text{13.00 m} & \text{8.50 m} & \text{ }\\ \text{Men's} & \text{110 m} & \text{13.72 m} & \text{9.14 m} & \text{ }\\ \end{matrix}$$

Find the distance from the last hurdle to the finish line for the men's race.