Ms. Morris will turn 65 on June 10th. She has never previously qualified for Medicare. She is entitled to Medicare Part A and intends to enroll in Part B. She wants to know if she can enroll in a Medicare Advantage plan with prescription drug coverage. What do you tell her?

Write an equation and solve.

Ms. Hiramoto has invested her money so that the ratio fo the amount in bonds to the amount in stocks is 4 to 3. Is she has $6000 more invested in bonds than in stocks, how much does she have invested in each?

Ms. Hiramoto has invested$\$\square$ in stocks and $\$\square$ in bonds.

Choose the correct answer.

(She and I, Her and me, Her and I) are among the best-qualified candidates.

You have sought permission from a hospital to place brochures for your product in their gift shop and cafeteria. The hospital administration expresses some hesitation about allowing marketing in a healthcare facility. What should you tell them?

a. Marketing in health care facilities is an acceptable practice, as long as it takes place in common areas where patients are not receiving or waiting to receive health care and as long as the hospital displays materials for all plans that provide them to the hospital.

b. So long as the hospital or its physician staff don’t object, marketing anywhere in the hospital is an acceptable practice.

c. As long as the marketing activities are conducted in a way that does not target healthy beneficiaries, it does not matter where in the hospital these activities are carried out.

d. Marketing in health care facilities is an acceptable practice, regardless of where it takes place.

State the definition of "Medicare Advantage ".

Mrs. Schmidt is moving and a friend told her she might qualify for a Special Enrollment Period to enroll in a new Medicare Advantage plan. She contacted you to ask what a Special Enrollment Period is. What could you tell her?

Mr. Luther turned 65 on June 19 and has never qualified for Medicare before. His Medicare eligibility would begin on June 1, and his Miss Luis ICE and Part D Initial Enrollment Period (IEP) would begin in March. If his enrollment period ends on September 30, and he wants prescription drug coverage along with his Part A and Part B benefits, what advice can you provide to him?

Who qualifies as "dual eligibles"?

A. Individuals who are eligible for Medicare and are institutionalized

B. Individuals who are eligible for Medicare and have Long-Term care insurance

C. Individuals who are eligible for Medicare and Medicaid

D. Individuals who are eligible for Medicare and have a severe or disabling chronic condition

The monthly Medicare Part B healthcare premium for most beneficiaries ages $65$ and older has increased significantly since 1975. The monthly premium has increased from about $\$ 7$ in 1975 to $\$ 110.50$ in 2011. The following exponential function models the premium increases:

$$M(x)=7(1.080)^x,$$

where $x$ is the number of years since 1975. Estimate the monthly Medicare Part B premium in 1985, 1992, and 2002. Round to the nearest dollar.

Deborah, 28, is a single parent of two children who works full time as a cashier. Her income is $130 \%$ of the federal poverty threshold. Which of the following statements about her health insurance coverage is true?

a. Deborah and her two children are eligible for insurance coverage through the CHIP.

b. Deborah and her two children qualify for insurance coverage through Medicaid, presuming their state has accepted federal Medicaid expansion funding.

c. Deborah is most likely receiving insurance coverage through Medicare, whereas her two children are most likely covered through the CHIP.

d. Deborah makes too high an income to qualify for a federal health insurance program; however, she can purchase a "marketplace" plan, for which she may qualify for premium subsidies.

Ms. Lopez will request a transfer out of state, or she will start a business locally. Ms. Lopez did not request a transfer out of state. Therefore, she will start a business locally.

Ms. Brooks has an aggressive cancer and would like to know if medicare will cover hospice services in case she needs them. What should you tell her?

Mr. Nguyen has concerns about how Medicare prescription drug plans establish their formularies, which are lists of covered drugs. What information can you provide to address his suspicions?

(A) A man deposits $2,000 in an IRA on his 21st birthday and on each subsequent birthday up to, and including, his 29th (nine deposits in all). The account earns 8% compounded annually. If he leaves the money in the account without making any more deposits, how much will he have on his 65th birthday, assuming the account continues to earn the same rate of interest? (B) How much would be in the account (to the nearest dollar) on his 65th birthday if he had started the deposits on his 30th birthday and continued making deposits on each birthday until (and including) his 65th birthday?