Multiply dollar amounts and whole numbers. Find the product. $3 \times \$ 58=\$ 174$

$$4 \times \$ 93$$

$$\$ 7 \times 16$$

$$\begin{array}{|c|c|c|} \hline & \begin{array}{c} \text { Average Salary } \\ \text { Increase } \end{array} & \begin{array}{c} \text { Consumer } \\ \text { Price Index } \end{array} \\ \hline 1993 & 4.6 \% & 3.0 \% \\ \hline 1994 & 4.2 \% & 2.5 \% \\ \hline 1995 & 4.2 \% & 2.8 \% \\ \hline 1996 & 4.1 \% & 2.9 \% \\ \hline 1997 & 4.1 \% & 2.3 \% \\ \hline 1998 & 4.1 \% & 1.6 \% \\ \hline 1999 & 3.4 \% & 2.2 \% \\ \hline 2000 & 4.1 \% & 3.4 \% \\ \hline 2001 & 3.8 \% & 2.8 \% \\ \hline 2002 & 3.3 \% & 1.6 \% \\ \hline 2003 & 2.9 \% & 2.3 \% \\ \hline \end{array}$$

What year had the greatest difference between the percent of the average salary increase and percent of the Consumer Price Index?

Find the present value of an annuity due that pays $\$ 25,000$ every $6$ months for the next $2 \frac{1}{2}$ years if money is worth $6.2 \%$ compounded semiannually.

(a) decide whether the problem relates to an ordinary annuity or an annuity due and then (b) solve the problem.

A company wants to have $\$ 40,000$ at the beginning of each $6$-month period for the next $4 \frac{1}{2}$ years. If an annuity is set up for this purpose, how much must be invested now if the annuity earns $6.68 \%$ compounded semiannually?

Fill in the blank with the word or words that best completes the statement.

The Internet allows you to copy, or ___ files to your computer from the Internet

You bought 3 T-shirts @ $14.95 and 4 sweatshirts @$39.99 in a state with a sales tax rate of 2.7%. What was the total amount of the sales receipt?

Fill in the blank with the word or words that best completes the statement.

When ___, people should take care to protect their computers from unauthorized access.

Answer questions about your updated spreadsheet.

$$\begin{array}{|r|l|c|c|} \hline & {\text { A }} & \text { B } & \text { C } \\ \hline 1 & {\text { Rent or Buy Template }} \\ \hline 2 & {} \\ \hline 3 & \text { Description } & \text { Amount } & \\ \hline 4 & & & \\ \hline 5 & \text { Rent per year } & 0.00 & \\ \hline 6 & \text { Rent per week } & 75.00 & \\ \hline 7 & \text { Rent per day } & 25.00 & \\ \hline 8 & \text { Rent per hour } & 6.00 & \\ \hline 9 & \text { Cost of item } & 349.99 & \\ \hline 10 & {} \\ \hline 11 & \text { Rent per year equals or exceeds cost in: } & 0.00 & \text { Years } \\ \hline 12 & \text { Rent per week equals or exceeds cost in: } & 4.67 & \text { Weeks } \\ \hline 13 & \text { Rent per day equals or exceeds cost in: } & 14.00 & \text { Days } \\ \hline 14 & \text { Rent per hour equals or exceeds cost in: } & 58.33 & \text { Hours } \\ \hline \end{array}$$

What does "B9/B6" found in cell B12 calculate?

The problem is complex financial problems that require several skills, perhaps some from previous sections.

Suppose a young couple deposits $\$ 1000$ at the end of each quarter in an account that earns $7.6\%$ compounded quarterly for a period of $8$ years. After the $8$ years, they start a family and find that they can contribute only $\$ 200$ per quarter. If they leave the money from the first $8$ years in the account and continue to contribute $\$ 200$ at the end of each quarter for the next $18 \frac{1}{2}$ years, how much will they have in the account (to help with their child's college expenses)?

The problem is complex financial problems that require several skills, perhaps some from previous sections.

A small business owner contributes $\$ 3000$ at the end of each quarter to a retirement account that earns $8 \%$ compounded quarterly.

(a) How long will it be until the account is worth $\$ 150,000$?

(b) Suppose when the account reaches $\$ 150,000$, the business owner increases the contributions to $\$ 5000$ at the end of each quarter. What will the total value of the account be after $15$ more years?

(a) decide whether the problem relates to an ordinary annuity or an annuity due and then (b) solve the problem.

An insurance settlement of $\$ 1.5$ million must replace Trixie Eden's income for the next $40$ years. What income will this settlement provide at the end of each month if it is invested in an annuity that earns $8.4 \%$ compounded monthly?

(a) decide whether the problem relates to an ordinary annuity or an annuity due and then (b) solve the problem.

As a result of a court settlement, an accident victim is awarded $\$1.2$ million. The attorney takes one-third of this amount, another third is used for immediate expenses, and the remaining third is used to set up an annuity. What amount will this annuity pay at the beginning of each quarter for the next 5 years if the annuity earns $7.6 \%$ compounded quarterly?

(a) decide whether the problem relates to an ordinary annuity or an annuity due and then (b) solve the problem.

A college class's $25$th reunion gift is $\$ 8.6$ million. How many semiannual payments of $\$ 250,000$ will this provide at the beginning of each $6$-month period if money is worth $4.4 \%$ compounded semiannually?

Multiply 45.076 by 100.