Nina Karas purchased a used car 3 years ago for $11,425.00. Its current value is$6,897.00. Annual variable costs this year are gasoline, $2,524.90; oil and filters,$145.21; new battery, $65.45; and transmission repair$981.33. This year insurance cost $1,546.00, registration was$114.95, and loan interest totaled $457.88. Nina drove 19,214 miles this year. Compute the (a) depreciation, (b) annual costs, and (c) cost per mile.

Determine the (a) annual base premium and (b) the annual premium. Use the said figure on the previous page for insurance premiums. All policies have a $\$ 50$ deductible for both comprehensive and collision.

Marcy Kirkpatrick uses her vehicle primarily for pleasure. She has $100 / 200$ bodily injury and $\$ 25,000$ property damage coverage. Because of her excellent driving record, her driver-rating factor is $1.00$. Her vehicle is classified as $\mathrm{D}, 14$.

Determine the (a) annual base premium and (b) the annual premium. Use the said figure on the previous page for insurance premiums. All policies have a $\$ 50$ deductible for both comprehensive and collision.

Danielle Cecil's driver-rating factor is $1.60$ and her car is in age group $\mathrm{D}$ and insurance-rating group $12$. She wants $100 / 300$ bodily injury and $\$ 50,000$ property damage coverage.

Determine the (a) annual base premium and (b) the annual premium. Use the said figure on the previous page for insurance premiums. All policies have a $\$ 50$ deductible for both comprehensive and collision.

Samuel Haskins uses his minivan primarily for his delivery business. He has $100/300$ bodily injury, and $\$ 100,000$ property damage coverage. Because of his business use, his driver-rating factor is $3.55$. His vehicle is classified A, $15$.

Determine the (a) annual base premium and (b) the annual premium. Use the said figure on the previous page for insurance premiums. All policies have a $\$ 50$ deductible for both comprehensive and collision.

Ruby Mason uses her sports car mainly for pleasure. She has $100 / 200$ bodily injury, and $\$ 100,000$ property damage coverage. Her driverrating factor is $2.65$ and her sports car is classified as B, $15$.

Last year, Carlito Olmstead drove 142,400 miles in the delivery van that he purchased 2 years ago for $22,565.00. It is now worth$10,320.00. His variable costs this year were gasoline $28,365.21, oil and filters$598.10, 2 sets of tires $897.60, battery$85.95, and maintenance $1,256.54. His insurance cost$2,884.26, registration was $159.65, and loan interest was$658.93. What was the cost per mile for him to operate his van?

Luisa Hernandez has a family membership in her company's traditional group medical insurance program. The total cost is $12,988 annually and the employer pays 75% of the total cost. She also pays the optional annual dental premium of$980 and the optional vision premium of $324. Her contribution is deducted biweekly from her paycheck. (a) How much is her total annual contribution? (b) How much is her biweekly deduction?

Explain how the IPDE Process helps you reduce the risks involved in driving.

Yolanda and Josha Spezzano have a combined monthly gross income of $5,000.00. Last year they paid$11,841.20 in mortgage payments, $681.00 for insurance premiums, and$2,896.32 in real estate taxes. They had these monthly expenses: $58.30 for cell phone,$115.50 for electricity, $99.60 for telephone, Internet, cable bundle service,$146.00 for gas heat, and $56.60 for water. (a) What was their average monthly housing cost for last year? (b) Was it within the 35% recommendation?

Mabel Kite, student.
Drove 9500 miles last year.
Fixed costs totaled $1215.
Variable costs totaled$985.
What was the total annual cost?
What was the cost per mile?

A student drove 9,500 miles in his car last year. Fixed costs totaled $1,215. Variable costs totaled$1,985. a. What was the total annual cost? b. What was the cost per mile?

Together, a bat, a ball, and a glove cost $\$ 99.00$. The bat costs $\$ 9.95$ more than the ball, and the glove costs $\$ 65.45$ more than the bat. How much does each cost?

Determine the (a) annual base premium and (b) the annual premium. Use the said figure on the previous page for insurance premiums. All policies have a $\$ 50$ deductible for both comprehensive and collision.

Carl Adams uses his minivan to deliver office supplies. He has $100 / 200$ bodily injury and $\$ 50,000$ property damage coverage. Because of the business use of his van, his driver-rating factor is $3.10$. His van is classified as $\mathrm{D}, 14$.

Driver-rating factor is 1.60.\ Age, rating group is D, 12. \ Coverage: 100/300 bodily injury. \ $\hspace{5pt}$ \$50,000 property damage. \$    $\$50-deductible comprehensive. \$    $ \$50-deductible collision.\ What is the annual base premium? \ What is the annual premium?