The author states that a problem with currency in the 1800 s was that "each bank issued its own currency in different sizes, colors, and denominations. As a result, hundreds of different kinds of notes could be in circulation in any given city." Why would multiple bank notes be even more of a problem in modern times?

Why is materialism higher in Korea than in the United States, where, given their collectivist culture, one might anticipate materialism to be lower?

All of these pertain to how genomics, bioinformatics, and proteomics approaches have changed how scientists study genes and proteins. Write a short essay that explains how recombinant DNA techniques were used to identify and study genes compared to how modern genomic techniques have revolutionized the cloning and analysis of genes.

Scores on a certain accounting exam were normally distributed with a mean of 75 and a standard deviation of 7. Find the percentile for each individual using Excel’s =NORMSDIST function. (a) Bob’s score was 82; (b) Phyllis’s score was 93; (c) Tom’s score was 63.

As you read, complete the graphic organizer below to keep track of the factors contributing to poverty in the United States.

Underline the appositive phrase in the following sentence.

New York City, a mixture of many ethnic groups, is the largest city in the United States.

For presentation purposes, round off to three or four significant digits (e.g., 142 rather than 142.213). People mentally round numbers anyway. Exceptions: when accounting requirements supersede the desire for rounding or when the numbers are used in subsequent calculations.

In an article in Accounting and Business Research, Meier, Alam, and Pearson studied auditor lobbying on several proposed U.S. accounting standards that affect banks and savings and loan associations. As part of this study, the authors investigated auditors' positions regarding proposed changes in accounting standards that would increase client firms' reported earnings. It was hypothesized that auditors would favor such proposed changes because their clients' managers would receive higher compensation (salary, bonuses, and so on) when client earnings were reported to be higher. Table $12.8$ on the next page summarizes auditor and client positions (in favor or opposed) regarding proposed changes in accounting standards that would increase client firms' reported earnings. Here the auditor and client positions are cross-classified versus the size of the client firm.

Table $12.8$ Auditor and Client Positions Regarding Earnings-Increasing Changes in Accounting Standards

(a) Auditor positions

$$\begin{array}{lcc} & \text{\bf{Large Firms}} & \text{\bf{Small Firms}} &\text{\bf{Total}}\\ \text{\bf{In Favor}} & 13 & 130 & 143\\ \text{\bf{Opposed}} & 10 & 24 & 34\\ \text{\bf{Total}} & 23 & 154 & 177 \end{array}$$

(b) Client position

$$\begin{array}{lcc} & \text{\bf{Large Firms}} & \text{\bf{Small Firms}} &\text{\bf{Total}}\\ \text{\bf{In Favor}} & 12 & 120 & 132\\ \text{\bf{Opposed}} & 11 & 34 & 45\\ \text{\bf{Total}} & 23 & 154 & 177 \end{array}$$

Does the relationship between position and the size of the client firm seem to be similar for both auditors and clients? Explain.

a. What are the three qualifications a person must meet to become president of the United States? b. What characteristics have many presidents shared?

Which of the following is not a characteristic of the accrual basis of accounting?

1. Revenues and expenses are reported in the period in which cash is received or paid
2. Revenues are reported in the income statement in the period in which they are earned
3. Supports the matching concept
4. All are correct.

The hottest temperature ever recorded in the United States was 134°F, which occurred at Greenland Ranch, California, in Death Valley on July 10, 1913. The coldest temperature ever recorded in the United States was -80°F, which occurred at Prospect Creek Camp, Alaska, in the Endicott Mountains on January 23, 1971. Determine the difference between these two temperatures.

How did unresolved issues following World War II contribute to postwar tensions between the United States and the Soviet Union?

In the following sentence, indicate whether there is a problem caused by a faulty modifier. Write misplaced modifier, dangling modifier, or no error.

In the late $1500$s, modern historians say that a Dutch botanist named Clusius received tulip seeds from Turkey and planted them in the botanic garden in Leiden.

Write a sentence explaining how it relates to the growth of the United States from the late 1700 s through the mid-1800s.

suffrage