The proper asset allocation for an investor planning for retirement changes dramatically over time. Investors who do not frequently update their asset allocation could be caught in a tragic investment scenario that significantly delays retirement. This is exactly what occurred in 2008, when many investors planning for retirement realized they had not reallocated their portfolios away from stocks and into fixed-income securities over the years, as they should have. Go to money.cnn.com and under the Personal Finance tab, select Calculators. Then choose the Asset Allocation calculator in the Investing category. Calculate an asset allocation for the following two scenarios: A. Need the money: 20 + years How much risk: As much as possible How flexible: If I miss my goal . . . OK During market sell-offs: See an opportunity to buy B. Need the money: 3–5 years How much risk: Not much at all How flexible: I can’t afford to miss my target During market sell-offs: Do nothing How frequently do you think investors should examine their asset allocation? What else should investors review on a periodic basis in addition to asset allocation?

Identify the percent of change as an increase or a decrease. Then find the percent of change. Round to the nearest tenth of a percent if necessary. 16. $24 to$18

Given that $\triangle \mathrm{A B C} \sim \triangle \mathrm{D E F}$, AB = 12, DE = 16, and EF = 20, what is the length of BC?

Simplify. $\sqrt[8]{5 x} \cdot \sqrt[8]{3 x^{3}}$

Complete each statement using a word(s) from the vocabulary list. According to _________, electric charge cannot be created or destroyed.

$$\begin{matrix} \text{charging by contact } & \text{law of conservation of charge }\\ \text{charging by induction } & \text{Ohm’s law }\\ \text{circuit} & \text{parallel circuit }\\ \text{conductor} & \text{resistance}\\ \text{electric current } & \text{series circuit }\\ \text{electrical power } & \text{static electricity}\\ \text{insulator} & \text{voltage difference}\\ \end{matrix}$$

Plot a slope field for the given differential equation and use the field to sketch the graph of the particular solution that passes through the specified point. $y^{\prime}=x+y^{2};$ (1, 1)

Use Newton’s Method and continue the process until two successive approximations differ by less than 0.001. f(x) = 2 - x³

Which of the following sets of vectors are bases for $R^{2}$? (a) {(3, 1), (0, 0)}. (b) {(4, 1), (-7, -8)}. (c) {(5, 2), (-1, 3)}. (d) {(3, 9), (-4, -12)}.

Rocky owns and operates Balboa's Gym located in Philadelphia. The following transactions occur for the month of October:

$$\begin{matrix} \text{October 2} & \text{Receive membership dues for the month of October totaling $\$ 8,500$ .}\\ \text{October 5} & \text{Issue common stock in exchange for cash, $\$ 12,000$ .}\\ \text{October 9} & \text{Purchase additional boxing equipment for $\$ 9,600$ , paying one-half of the}\\ \text{ } & \text{amount in cash and the other one-half due by the end of the year.}\\ \text{October 12} & \text{Pay $\$ 1,500$ for advertising regarding a special membership rate available}\\ \text{ } & \text{during the month of October.}\\ \text{October 19} & \text{Pay dividends to stockholders, $\$ 4,400 .$}\\ \text{October 22} & \text{Pay liability insurance to cover accidents to members for the next six}\\ \text{ } & \text{months, starting November $1, \$ 6,900$ .}\\ \text{October 25} & \text{Receive cash in advance for November memberships, $\$ 5,600 .$}\\ \text{October 30} & \text{Receive, but do not pay, utilities bill for the month, $\$ 5,200$ .}\\ \text{October 31} & \text{Pay employees' salaries for the month, $\$ 7,300$ .}\\ \end{matrix}$$

1. Record each transaction. 2. Identify the transactions involving cash. 3. Assuming the balance of cash at the beginning of October is $16,600, post each cash transaction to the Cash T-account and compute the ending cash balance. 4. Prepare a statement of cash flows for the month of October, properly classifying each of the cash transactions into operating, investing, and financing activities. 5. Verify that the net cash flows reported in the statement of cash flows equal the change in the cash balance for the month.

Prokaryotes do not have _____.

For which religions is Jerusalem a holy city?

Define the three major economic systems. What are the three basic economic decisions that all economic systems must make?

Temperature measures: a. the kinetic energy of the random motion of molecules in an object. b. the kinetic energy of the average motion of molecules in an object. c. the potential energy of an object. d. the motion of an object.

An accountant made the following adjustments at December 31, the end of the accounting period: a. Prepaid insurance, beginning, $400. Payments for insurance during the period,$1,200. Prepaid insurance, ending, $700. b. Interest revenue accrued,$1,600. c. Unearned service revenue, beginning, $1,100. Unearned service revenue, ending,$500. d. Depreciation, $4,800. e. Employees’ salaries owed for three days of a five-day work week; weekly payroll,$18,000. f. Income before income tax, $21,000. Income tax rate is 25%. Journalize the adjusting entries. Suppose the adjustments were not made. Compute the overall overstatement or understatement of net income as a result of the omission of these adjustments.